Lindell Bank & Trust Company
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 1.4 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Good asset quality (6.7).
Other Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) and a capital leverage ratio of 15.8. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (7.4) profitability.
Asset Mix:
Securities (30%), comm re (20%), home mtgs (19%), cash (6%), comm loans (4%), home eq lns (2%), consumer loans (0%), other (19%)
States with Branches:
IL, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Illinois Bancorp, Inc.
Investment Rating
--
Address
6900 Clayton Avenue
Saint Louis, MO 63139
Saint Louis, MO 63139
Phone Number
(314) 645-7700
Year Founded
1923
FDIC Number
Website
Largest Affiliates
No affiliate information available.