First State Bank of Campbell Hill
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.8 and a capital leverage ratio of 13.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 1.6 has resulted in Excellent (8.3) profitability. A current level of 7.7 percent of nonperforming loans to core capital combined with 2.6 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix:
Home mtgs (24%), securities (21%), comm re (10%), comm loans (9%), cash (8%), consumer loans (3%), home eq lns (1%), other (23%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Campbell Hill Bancshares, Inc.
Investment Rating
--
Address
114 West Front Street
Campbell Hill, IL 62916
Campbell Hill, IL 62916
Phone Number
(618) 426-3396
Year Founded
1921
FDIC Number
Website
Largest Affiliates
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