First State Bank of Campbell Hill
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.3 and a capital leverage ratio of 13.2. A current level of 1.4 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (8.8).
Other Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.5 has resulted in Excellent (7.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (25%), securities (20%), comm loans (9%), comm re (9%), cash (8%), consumer loans (3%), home eq lns (1%), other (24%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Campbell Hill Bancshares, Inc.
Investment Rating
--
Address
114 West Front Street
Campbell Hill, IL 62916
Campbell Hill, IL 62916
Phone Number
(618) 426-3396
Year Founded
1921
FDIC Number
Website
Largest Affiliates
No affiliate information available.