Clay County State Bank
| Weiss Ratings |
Clay County State Bank
Louisville, IL |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 6.60 | |||
| Company Info |
Clay County State Bank
Louisville, IL |
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| FDIC Number | 10821 | |||
| Phone Number | (618) 665-3314 | |||
| Website | www.claycobank.com | |||
| Asset Quality |
Clay County State Bank
Louisville, IL |
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| 1-Year Asset Growth | 3.69% | |||
| 5-Year Asset Growth | 2.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 15.23% | |||
| Non-Performing Loans to Loans | 3.24% | |||
| Balance Sheet |
Clay County State Bank
Louisville, IL |
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| Total Assets | 104.30M | |||
| Total Deposits | 91.70M | |||
| Capital and Reserves |
Clay County State Bank
Louisville, IL |
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| Capital | 11.98M | |||
| Leverage Ratio | 13.18 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Clay County State Bank
Louisville, IL |
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| Hot Money Ratio | 10.70% | |||
| Liquidity Ratio | 29.32% | |||
| Profitability |
Clay County State Bank
Louisville, IL |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 791.00K | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 58.82% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 13.34% | |||