Clay County State Bank
| Weiss Ratings |
Clay County State Bank
Louisville, IL |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 6.70 | |||
| Company Info |
Clay County State Bank
Louisville, IL |
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| FDIC Number | 10821 | |||
| Phone Number | (618) 665-3314 | |||
| Website | www.claycobank.com | |||
| Asset Quality |
Clay County State Bank
Louisville, IL |
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| 1-Year Asset Growth | 1.34% | |||
| 5-Year Asset Growth | 8.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 1.62% | |||
| Non-Performing Loans to Capital | 13.32% | |||
| Non-Performing Loans to Loans | 3.58% | |||
| Balance Sheet |
Clay County State Bank
Louisville, IL |
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| Total Assets | 103.49M | |||
| Total Deposits | 91.02M | |||
| Capital and Reserves |
Clay County State Bank
Louisville, IL |
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| Capital | 11.82M | |||
| Leverage Ratio | 13.59 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Clay County State Bank
Louisville, IL |
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| Hot Money Ratio | 11.13% | |||
| Liquidity Ratio | 30.94% | |||
| Profitability |
Clay County State Bank
Louisville, IL |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 960.00K | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 62.07% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 12.12% | |||