Clay County State Bank
| Weiss Ratings |
Clay County State Bank
Louisville, IL |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 6.50 | |||
| Company Info |
Clay County State Bank
Louisville, IL |
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| FDIC Number | 10821 | |||
| Phone Number | (618) 665-3314 | |||
| Website | www.claycobank.com | |||
| Asset Quality |
Clay County State Bank
Louisville, IL |
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| 1-Year Asset Growth | -2.69% | |||
| 5-Year Asset Growth | 2.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.56% | |||
| Non-Performing Loans to Capital | 17.72% | |||
| Non-Performing Loans to Loans | 3.50% | |||
| Balance Sheet |
Clay County State Bank
Louisville, IL |
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| Total Assets | 105.71M | |||
| Total Deposits | 93.33M | |||
| Capital and Reserves |
Clay County State Bank
Louisville, IL |
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| Capital | 11.67M | |||
| Leverage Ratio | 12.52 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Clay County State Bank
Louisville, IL |
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| Hot Money Ratio | 10.85% | |||
| Liquidity Ratio | 31.10% | |||
| Profitability |
Clay County State Bank
Louisville, IL |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 61.21% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 12.49% | |||