| Weiss Ratings |
The Clay City Banking Co.
Clay City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 5.30 | |||
| Company Info |
The Clay City Banking Co.
Clay City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10845 | |||
| Phone Number | (618) 676-1511 | |||
| Website | www.claycitybanking.bank | |||
| Asset Quality |
The Clay City Banking Co.
Clay City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 10.17% | |||
| 5-Year Asset Growth | 9.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 6.40% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
The Clay City Banking Co.
Clay City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 253.33M | |||
| Total Deposits | 227.79M | |||
| Capital and Reserves |
The Clay City Banking Co.
Clay City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 23.53M | |||
| Leverage Ratio | 10.24 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Risk-Based Capital Ratio | 16.70 | |||
| Liquidity |
The Clay City Banking Co.
Clay City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.76% | |||
| Liquidity Ratio | 21.48% | |||
| Profitability |
The Clay City Banking Co.
Clay City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 1.78M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 55.88% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 15.62% | |||