B
State Bank of Bement
BementIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Bement
Bement, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.20
Capitalization Index 9.00
Liquidity Index 2.80
Profitability Index 3.50
Stability Index 5.10
Company Info State Bank of Bement
Bement, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 10855
Phone Number (217) 678-2311
Website www.bankbement.com
Asset Quality State Bank of Bement
Bement, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.69%
5-Year Asset Growth 14.15%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.50%
Non-Performing Loans to Loans 0.16%
Balance Sheet State Bank of Bement
Bement, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 181.43M
Total Deposits 160.47M
Capital and Reserves State Bank of Bement
Bement, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 17.95M
Leverage Ratio 10.31
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio --
Liquidity State Bank of Bement
Bement, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 21.73%
Liquidity Ratio 19.34%
Profitability State Bank of Bement
Bement, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.57%
Net Income 815.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 73.48%
Return on Assets 0.62%
Return on Equity 6.36%