C
Bank of Versailles
Rating Date
April 2025
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.5 has resulted in Excellent (7.6) profitability.
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.3. A current level of 1.7 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Excellent asset quality (9.4).
Asset Mix: Home mtgs (67%), cash (11%), comm re (4%), home eq lns (2%), comm loans (0%), consumer loans (0%), other (15%)
States with Branches: MO
Asset Quality
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Hot Money
Corporate Info
Group Affiliation
BOV Holding Company
Investment Rating
--
Address
113 East Newton Street
Versailles, MO 65084
Phone Number
(573) 378-4626
Year Founded
1882
FDIC Number
Largest Affiliates
No affiliate information available.