C
First State Bank of Beecher City
Rating Date
August 2026
Risk Based
Capital Ratio
24.54
Leverage
Ratio
15.98
Return On
Assets
2.71%
Total
Assets
112.17M
Capital
17.92M
Total
Deposits
93.68M
Net
Income
1.53M
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Weiss Ratings First State Bank of Beecher City
Beecher City, IL 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 10.00
Stability Index 5.00
Company Info First State Bank of Beecher City
Beecher City, IL 		Click to
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FDIC Number 10871
Phone Number (618) 487-5161
Website www.fsbbc.com
Asset Quality First State Bank of Beecher City
Beecher City, IL 		Click to
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1-Year Asset Growth 2.71%
5-Year Asset Growth 6.29%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 1.99%
Non-Performing Loans to Capital 7.72%
Non-Performing Loans to Loans 2.66%
Balance Sheet First State Bank of Beecher City
Beecher City, IL 		Click to
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Total Assets 112.17M
Total Deposits 93.68M
Capital and Reserves First State Bank of Beecher City
Beecher City, IL 		Click to
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Capital 17.92M
Leverage Ratio 15.98
Loan Loss Reserves to Loans 1.70%
Risk-Based Capital Ratio 24.54
Liquidity First State Bank of Beecher City
Beecher City, IL 		Click to
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Hot Money Ratio 15.34%
Liquidity Ratio 9.43%
Profitability First State Bank of Beecher City
Beecher City, IL 		Click to
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5-Year Return on Average Assets 2.18%
Net Income 1.53M
Net Interest Spread 4.54%
Operating Profit to Average Assets 2.76%
Overhead Efficiency Ratio 44.62%
Return on Assets 2.71%
Return on Equity 17.58%