D
Chesterfield State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chesterfield State Bank
Chesterfield, IL
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Rating D
Asset Quality Index 0.30
Capitalization Index 7.70
Liquidity Index 1.90
Profitability Index 2.90
Stability Index 3.00
Company Info Chesterfield State Bank
Chesterfield, IL
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FDIC Number 10872
Phone Number (618) 753-3181
Website --
Asset Quality Chesterfield State Bank
Chesterfield, IL
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1-Year Asset Growth -8.74%
5-Year Asset Growth 6.83%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 63.32%
Non-Performing Loans to Loans 0.29%
Balance Sheet Chesterfield State Bank
Chesterfield, IL
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Total Assets 21.73M
Total Deposits 19.59M
Capital and Reserves Chesterfield State Bank
Chesterfield, IL
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Capital 2.07M
Leverage Ratio 9.44
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 15.15
Liquidity Chesterfield State Bank
Chesterfield, IL
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Hot Money Ratio 25.36%
Liquidity Ratio 28.95%
Profitability Chesterfield State Bank
Chesterfield, IL
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5-Year Return on Average Assets 0.59%
Net Income 93.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets 0.54%
Overhead Efficiency Ratio 84.32%
Return on Assets 0.54%
Return on Equity 6.21%