E
Chesterfield State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chesterfield State Bank
Chesterfield, IL
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Rating E
Asset Quality Index 0.30
Capitalization Index 6.10
Liquidity Index 3.10
Profitability Index 3.90
Stability Index 0.90
Company Info Chesterfield State Bank
Chesterfield, IL
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FDIC Number 10872
Phone Number (618) 753-3181
Website --
Asset Quality Chesterfield State Bank
Chesterfield, IL
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1-Year Asset Growth -4.83%
5-Year Asset Growth 2.42%
5-Year Charge-Offs to Average Loans 0.69%
Charge-Offs to Average Loans -1.95%
Non-Performing Assets to Assets 2.46%
Non-Performing Loans to Capital 76.36%
Non-Performing Loans to Loans 3.93%
Balance Sheet Chesterfield State Bank
Chesterfield, IL
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Total Assets 21.65M
Total Deposits 19.84M
Capital and Reserves Chesterfield State Bank
Chesterfield, IL
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Capital 1.76M
Leverage Ratio 8.15
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 14.48
Liquidity Chesterfield State Bank
Chesterfield, IL
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Hot Money Ratio 24.38%
Liquidity Ratio 39.66%
Profitability Chesterfield State Bank
Chesterfield, IL
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5-Year Return on Average Assets 0.08%
Net Income 204.00K
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 95.57%
Return on Assets 1.84%
Return on Equity 25.52%