D
Chesterfield State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Chesterfield State Bank
Chesterfield, IL
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Rating D
Asset Quality Index 0.30
Capitalization Index 7.90
Liquidity Index 2.30
Profitability Index 2.80
Stability Index 2.90
Company Info Chesterfield State Bank
Chesterfield, IL
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FDIC Number 10872
Phone Number (618) 753-3181
Website --
Asset Quality Chesterfield State Bank
Chesterfield, IL
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1-Year Asset Growth -6.89%
5-Year Asset Growth 2.99%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 81.78%
Non-Performing Loans to Loans 0.27%
Balance Sheet Chesterfield State Bank
Chesterfield, IL
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Total Assets 21.90M
Total Deposits 19.80M
Capital and Reserves Chesterfield State Bank
Chesterfield, IL
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Capital 2.06M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 15.14
Liquidity Chesterfield State Bank
Chesterfield, IL
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Hot Money Ratio 25.23%
Liquidity Ratio 31.10%
Profitability Chesterfield State Bank
Chesterfield, IL
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5-Year Return on Average Assets 0.59%
Net Income 105.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 85.77%
Return on Assets 0.46%
Return on Equity 5.21%