| Weiss Ratings |
Waterman Bank
Waterman, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.30 | |||
| Company Info |
Waterman Bank
Waterman, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10878 | |||
| Phone Number | (815) 264-3201 | |||
| Website | watermanbank.com | |||
| Asset Quality |
Waterman Bank
Waterman, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.13% | |||
| 5-Year Asset Growth | 34.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 1.73% | |||
| Non-Performing Loans to Capital | 11.39% | |||
| Non-Performing Loans to Loans | 2.39% | |||
| Balance Sheet |
Waterman Bank
Waterman, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 173.62M | |||
| Total Deposits | 144.34M | |||
| Capital and Reserves |
Waterman Bank
Waterman, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 25.73M | |||
| Leverage Ratio | 13.20 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Waterman Bank
Waterman, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.37% | |||
| Liquidity Ratio | 21.02% | |||
| Profitability |
Waterman Bank
Waterman, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 406.00K | |||
| Net Interest Spread | 4.67% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 84.92% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 3.18% | |||