| Weiss Ratings |
Legence Bank
Eldorado, IL |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 7.50 | |||
| Company Info |
Legence Bank
Eldorado, IL |
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| FDIC Number | 10886 | |||
| Phone Number | (618) 273-2271 | |||
| Website | www.legencebank.com | |||
| Asset Quality |
Legence Bank
Eldorado, IL |
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| 1-Year Asset Growth | 0.46% | |||
| 5-Year Asset Growth | 1.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 7.20% | |||
| Non-Performing Loans to Loans | 1.62% | |||
| Balance Sheet |
Legence Bank
Eldorado, IL |
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| Total Assets | 648.65M | |||
| Total Deposits | 570.82M | |||
| Capital and Reserves |
Legence Bank
Eldorado, IL |
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| Capital | 63.25M | |||
| Leverage Ratio | 9.40 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 14.92 | |||
| Liquidity |
Legence Bank
Eldorado, IL |
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| Hot Money Ratio | 19.82% | |||
| Liquidity Ratio | 26.10% | |||
| Profitability |
Legence Bank
Eldorado, IL |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 10.69M | |||
| Net Interest Spread | 5.09% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 65.28% | |||
| Return on Assets | 1.63% | |||
| Return on Equity | 18.11% | |||