| Weiss Ratings |
Legence Bank
Eldorado, IL |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 7.70 | |||
| Company Info |
Legence Bank
Eldorado, IL |
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| FDIC Number | 10886 | |||
| Phone Number | (618) 273-2271 | |||
| Website | www.legencebank.com | |||
| Asset Quality |
Legence Bank
Eldorado, IL |
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| 1-Year Asset Growth | -1.05% | |||
| 5-Year Asset Growth | 1.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 4.06% | |||
| Non-Performing Loans to Loans | 1.17% | |||
| Balance Sheet |
Legence Bank
Eldorado, IL |
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| Total Assets | 642.94M | |||
| Total Deposits | 573.59M | |||
| Capital and Reserves |
Legence Bank
Eldorado, IL |
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| Capital | 64.89M | |||
| Leverage Ratio | 9.55 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 15.73 | |||
| Liquidity |
Legence Bank
Eldorado, IL |
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| Hot Money Ratio | 20.50% | |||
| Liquidity Ratio | 30.30% | |||
| Profitability |
Legence Bank
Eldorado, IL |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | 6.34M | |||
| Net Interest Spread | 5.33% | |||
| Operating Profit to Average Assets | 1.94% | |||
| Overhead Efficiency Ratio | 62.41% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 19.95% | |||