| Weiss Ratings |
Legence Bank
Eldorado, IL |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 7.50 | |||
| Company Info |
Legence Bank
Eldorado, IL |
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| FDIC Number | 10886 | |||
| Phone Number | (618) 273-2271 | |||
| Website | www.legencebank.com | |||
| Asset Quality |
Legence Bank
Eldorado, IL |
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| 1-Year Asset Growth | 2.60% | |||
| 5-Year Asset Growth | 6.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 6.29% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Legence Bank
Eldorado, IL |
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| Total Assets | 647.01M | |||
| Total Deposits | 579.74M | |||
| Capital and Reserves |
Legence Bank
Eldorado, IL |
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| Capital | 61.51M | |||
| Leverage Ratio | 9.45 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | 15.17 | |||
| Liquidity |
Legence Bank
Eldorado, IL |
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| Hot Money Ratio | 21.23% | |||
| Liquidity Ratio | 28.73% | |||
| Profitability |
Legence Bank
Eldorado, IL |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 8.29M | |||
| Net Interest Spread | 5.06% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 64.95% | |||
| Return on Assets | 1.68% | |||
| Return on Equity | 19.09% | |||