| Weiss Ratings |
Horatio State Bank
Horatio, AR |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
Horatio State Bank
Horatio, AR |
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| FDIC Number | 109 | |||
| Phone Number | (870) 832-2501 | |||
| Website | www.horatiostatebank.com | |||
| Asset Quality |
Horatio State Bank
Horatio, AR |
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| 1-Year Asset Growth | 3.67% | |||
| 5-Year Asset Growth | 5.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.57% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 1.19% | |||
| Non-Performing Loans to Capital | 9.70% | |||
| Non-Performing Loans to Loans | 1.30% | |||
| Balance Sheet |
Horatio State Bank
Horatio, AR |
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| Total Assets | 311.50M | |||
| Total Deposits | 275.52M | |||
| Capital and Reserves |
Horatio State Bank
Horatio, AR |
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| Capital | 34.92M | |||
| Leverage Ratio | 12.03 | |||
| Loan Loss Reserves to Loans | 1.60% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Horatio State Bank
Horatio, AR |
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| Hot Money Ratio | 42.56% | |||
| Liquidity Ratio | 5.75% | |||
| Profitability |
Horatio State Bank
Horatio, AR |
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| 5-Year Return on Average Assets | 0.98% | |||
| Net Income | 1.87M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 51.36% | |||
| Return on Assets | 1.20% | |||
| Return on Equity | 10.94% | |||