| Weiss Ratings |
Horatio State Bank
Horatio, AR |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
Horatio State Bank
Horatio, AR |
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| FDIC Number | 109 | |||
| Phone Number | (870) 832-2501 | |||
| Website | www.horatiostatebank.com | |||
| Asset Quality |
Horatio State Bank
Horatio, AR |
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| 1-Year Asset Growth | 1.23% | |||
| 5-Year Asset Growth | 5.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.83% | |||
| Non-Performing Assets to Assets | 1.26% | |||
| Non-Performing Loans to Capital | 8.62% | |||
| Non-Performing Loans to Loans | 1.37% | |||
| Balance Sheet |
Horatio State Bank
Horatio, AR |
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| Total Assets | 310.61M | |||
| Total Deposits | 276.03M | |||
| Capital and Reserves |
Horatio State Bank
Horatio, AR |
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| Capital | 33.79M | |||
| Leverage Ratio | 11.84 | |||
| Loan Loss Reserves to Loans | 1.59% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Horatio State Bank
Horatio, AR |
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| Hot Money Ratio | 42.27% | |||
| Liquidity Ratio | 5.68% | |||
| Profitability |
Horatio State Bank
Horatio, AR |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 2.43M | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 56.83% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 7.48% | |||