| Weiss Ratings |
Horatio State Bank
Horatio, AR |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Horatio State Bank
Horatio, AR |
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| FDIC Number | 109 | |||
| Phone Number | (870) 832-2501 | |||
| Website | www.horatiostatebank.com | |||
| Asset Quality |
Horatio State Bank
Horatio, AR |
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| 1-Year Asset Growth | 0.65% | |||
| 5-Year Asset Growth | 7.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.90% | |||
| Non-Performing Assets to Assets | 1.44% | |||
| Non-Performing Loans to Capital | 7.62% | |||
| Non-Performing Loans to Loans | 1.58% | |||
| Balance Sheet |
Horatio State Bank
Horatio, AR |
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| Total Assets | 302.51M | |||
| Total Deposits | 268.55M | |||
| Capital and Reserves |
Horatio State Bank
Horatio, AR |
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| Capital | 32.97M | |||
| Leverage Ratio | 11.67 | |||
| Loan Loss Reserves to Loans | 1.61% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Horatio State Bank
Horatio, AR |
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| Hot Money Ratio | 42.84% | |||
| Liquidity Ratio | 5.39% | |||
| Profitability |
Horatio State Bank
Horatio, AR |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 1.56M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 59.05% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 6.44% | |||