| Weiss Ratings |
Upper Peninsula State Bank
Escanaba, MI |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 7.90 | |||
| Company Info |
Upper Peninsula State Bank
Escanaba, MI |
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| FDIC Number | 1090 | |||
| Phone Number | (906) 789-7000 | |||
| Website | www.upstatebank.net | |||
| Asset Quality |
Upper Peninsula State Bank
Escanaba, MI |
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| 1-Year Asset Growth | 12.35% | |||
| 5-Year Asset Growth | 10.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.19% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Upper Peninsula State Bank
Escanaba, MI |
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| Total Assets | 352.34M | |||
| Total Deposits | 295.00M | |||
| Capital and Reserves |
Upper Peninsula State Bank
Escanaba, MI |
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| Capital | 43.85M | |||
| Leverage Ratio | 13.20 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Upper Peninsula State Bank
Escanaba, MI |
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| Hot Money Ratio | 15.29% | |||
| Liquidity Ratio | 20.40% | |||
| Profitability |
Upper Peninsula State Bank
Escanaba, MI |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 715.00K | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 72.32% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 6.58% | |||