B
Guaranty State Bank and Trust Company
BeloitKS
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Guaranty State Bank and Trust Company
Beloit, KS
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Rating B
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 4.30
Stability Index 6.10
Company Info Guaranty State Bank and Trust Company
Beloit, KS
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FDIC Number 10907
Phone Number (785) 738-3501
Website www.guarantystate.com
Asset Quality Guaranty State Bank and Trust Company
Beloit, KS
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1-Year Asset Growth 3.09%
5-Year Asset Growth 5.66%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 4.17%
Non-Performing Loans to Loans 0.77%
Balance Sheet Guaranty State Bank and Trust Company
Beloit, KS
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Total Assets 374.60M
Total Deposits 309.69M
Capital and Reserves Guaranty State Bank and Trust Company
Beloit, KS
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Capital 34.00M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio --
Liquidity Guaranty State Bank and Trust Company
Beloit, KS
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Hot Money Ratio 17.26%
Liquidity Ratio 17.71%
Profitability Guaranty State Bank and Trust Company
Beloit, KS
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5-Year Return on Average Assets 0.93%
Net Income 957.00K
Net Interest Spread 2.89%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 65.20%
Return on Assets 1.03%
Return on Equity 11.39%