B
Guaranty State Bank and Trust Company
BeloitKS
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Guaranty State Bank and Trust Company
Beloit, KS
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 3.70
Stability Index 5.50
Company Info Guaranty State Bank and Trust Company
Beloit, KS
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FDIC Number 10907
Phone Number (785) 738-3501
Website www.guarantystate.com
Asset Quality Guaranty State Bank and Trust Company
Beloit, KS
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1-Year Asset Growth 1.75%
5-Year Asset Growth 5.66%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 3.90%
Non-Performing Loans to Loans 0.69%
Balance Sheet Guaranty State Bank and Trust Company
Beloit, KS
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Total Assets 383.12M
Total Deposits 304.50M
Capital and Reserves Guaranty State Bank and Trust Company
Beloit, KS
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Capital 33.24M
Leverage Ratio 11.42
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio --
Liquidity Guaranty State Bank and Trust Company
Beloit, KS
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Hot Money Ratio 17.44%
Liquidity Ratio 14.75%
Profitability Guaranty State Bank and Trust Company
Beloit, KS
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5-Year Return on Average Assets 0.99%
Net Income 2.78M
Net Interest Spread 2.86%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 70.77%
Return on Assets 0.75%
Return on Equity 8.42%