B
State Bank of Bern
BernKS
Rating Date
March 2026
Risk Based
Capital Ratio
--
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Capital
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Weiss Ratings State Bank of Bern
Bern, KS
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 6.70
Stability Index 6.30
Company Info State Bank of Bern
Bern, KS
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FDIC Number 10919
Phone Number (785) 336-6121
Website www.statebankofbern.com
Asset Quality State Bank of Bern
Bern, KS
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1-Year Asset Growth 7.64%
5-Year Asset Growth 2.81%
5-Year Charge-Offs to Average Loans -0.09%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet State Bank of Bern
Bern, KS
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Total Assets 122.70M
Total Deposits 101.51M
Capital and Reserves State Bank of Bern
Bern, KS
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Capital 20.75M
Leverage Ratio 17.51
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity State Bank of Bern
Bern, KS
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Hot Money Ratio 29.42%
Liquidity Ratio 38.18%
Profitability State Bank of Bern
Bern, KS
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5-Year Return on Average Assets 1.12%
Net Income 1.80M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 48.26%
Return on Assets 1.51%
Return on Equity 9.32%