A
State Bank of Bern
BernKS
Rating Date
June 2025
Risk Based
Capital Ratio
--
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Capital
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Weiss Ratings State Bank of Bern
Bern, KS
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Rating A
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 6.30
Stability Index 8.60
Company Info State Bank of Bern
Bern, KS
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FDIC Number 10919
Phone Number (785) 336-6121
Website www.statebankofbern.com
Asset Quality State Bank of Bern
Bern, KS
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1-Year Asset Growth 0.33%
5-Year Asset Growth 3.73%
5-Year Charge-Offs to Average Loans -0.09%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet State Bank of Bern
Bern, KS
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Total Assets 116.32M
Total Deposits 97.36M
Capital and Reserves State Bank of Bern
Bern, KS
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Capital 18.42M
Leverage Ratio 17.59
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio --
Liquidity State Bank of Bern
Bern, KS
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Hot Money Ratio 25.72%
Liquidity Ratio 45.31%
Profitability State Bank of Bern
Bern, KS
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5-Year Return on Average Assets 1.12%
Net Income 470.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 46.53%
Return on Assets 1.63%
Return on Equity 10.35%