The Fidelity State Bank and Trust Company
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 135.6 and a capital leverage ratio of 21.9. A current level of 0.2 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (10.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 1.8 has resulted in Excellent (8.6) profitability.
Asset Mix:
Securities (47%), cash (39%), comm loans (1%), comm re (1%), home mtgs (0%), consumer loans (0%), other (11%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fidelity Banc Corporation, Dodge City, Kansas
Investment Rating
--
Address
510 North Second Street
Dodge City, KS 67801
Dodge City, KS 67801
Phone Number
(620) 227-8586
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.