Central Savings Bank
| Weiss Ratings |
Central Savings Bank
Sault Sainte Marie, MI |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 5.10 | |||
| Company Info |
Central Savings Bank
Sault Sainte Marie, MI |
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| FDIC Number | 1095 | |||
| Phone Number | (906) 635-6250 | |||
| Website | www.centralsavingsbank.com | |||
| Asset Quality |
Central Savings Bank
Sault Sainte Marie, MI |
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| 1-Year Asset Growth | 1.60% | |||
| 5-Year Asset Growth | 14.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 1.61% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Central Savings Bank
Sault Sainte Marie, MI |
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| Total Assets | 459.71M | |||
| Total Deposits | 418.67M | |||
| Capital and Reserves |
Central Savings Bank
Sault Sainte Marie, MI |
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| Capital | 36.73M | |||
| Leverage Ratio | 9.14 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 14.71 | |||
| Liquidity |
Central Savings Bank
Sault Sainte Marie, MI |
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| Hot Money Ratio | 9.49% | |||
| Liquidity Ratio | 27.02% | |||
| Profitability |
Central Savings Bank
Sault Sainte Marie, MI |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 3.48M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 47.26% | |||
| Return on Assets | 1.46% | |||
| Return on Equity | 20.17% | |||