Central Savings Bank
| Weiss Ratings |
Central Savings Bank
Sault Sainte Marie, MI |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 5.30 | |||
| Company Info |
Central Savings Bank
Sault Sainte Marie, MI |
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| FDIC Number | 1095 | |||
| Phone Number | (906) 635-6250 | |||
| Website | www.centralsavingsbank.com | |||
| Asset Quality |
Central Savings Bank
Sault Sainte Marie, MI |
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| 1-Year Asset Growth | 3.13% | |||
| 5-Year Asset Growth | 14.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.48% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Central Savings Bank
Sault Sainte Marie, MI |
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| Total Assets | 486.12M | |||
| Total Deposits | 442.75M | |||
| Capital and Reserves |
Central Savings Bank
Sault Sainte Marie, MI |
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| Capital | 40.08M | |||
| Leverage Ratio | 9.33 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | 15.32 | |||
| Liquidity |
Central Savings Bank
Sault Sainte Marie, MI |
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| Hot Money Ratio | 9.00% | |||
| Liquidity Ratio | 29.64% | |||
| Profitability |
Central Savings Bank
Sault Sainte Marie, MI |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 5.49M | |||
| Net Interest Spread | 4.54% | |||
| Operating Profit to Average Assets | 1.95% | |||
| Overhead Efficiency Ratio | 46.18% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 20.42% | |||