Central Savings Bank
| Weiss Ratings |
Central Savings Bank
Sault Sainte Marie, MI |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 9.60 | |||
| Stability Index | 5.50 | |||
| Company Info |
Central Savings Bank
Sault Sainte Marie, MI |
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| FDIC Number | 1095 | |||
| Phone Number | (906) 635-6250 | |||
| Website | www.centralsavingsbank.com | |||
| Asset Quality |
Central Savings Bank
Sault Sainte Marie, MI |
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| 1-Year Asset Growth | 12.41% | |||
| 5-Year Asset Growth | 9.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 1.06% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Central Savings Bank
Sault Sainte Marie, MI |
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| Total Assets | 516.76M | |||
| Total Deposits | 447.41M | |||
| Capital and Reserves |
Central Savings Bank
Sault Sainte Marie, MI |
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| Capital | 45.08M | |||
| Leverage Ratio | 9.54 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | 15.76 | |||
| Liquidity |
Central Savings Bank
Sault Sainte Marie, MI |
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| Hot Money Ratio | 7.56% | |||
| Liquidity Ratio | 21.03% | |||
| Profitability |
Central Savings Bank
Sault Sainte Marie, MI |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 5.08M | |||
| Net Interest Spread | 4.76% | |||
| Operating Profit to Average Assets | 2.55% | |||
| Overhead Efficiency Ratio | 44.68% | |||
| Return on Assets | 2.00% | |||
| Return on Equity | 23.60% | |||