United Prairie Bank
Major Rating Factors:
A current level of 8.2 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) and a capital leverage ratio of 9.7. Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.4 has resulted in Good (5.8) profitability.
Asset Mix:
Comm re (23%), comm loans (11%), securities (10%), home mtgs (3%), cash (2%), home eq lns (1%), consumer loans (0%), other (49%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Farmers State Corporation
Investment Rating
--
Address
1141 Third Avenue
Mountain Lake, MN 56159
Mountain Lake, MN 56159
Phone Number
(507) 427-2422
Year Founded
1919
FDIC Number
Website
Largest Affiliates
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