C
United Prairie Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Prairie Bank
Mountain Lake, MN
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Rating C
Asset Quality Index 7.50
Capitalization Index 7.60
Liquidity Index 0.80
Profitability Index 4.30
Stability Index 7.60
Company Info United Prairie Bank
Mountain Lake, MN
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FDIC Number 10958
Phone Number (507) 427-2422
Website www.unitedprairiebank.com
Asset Quality United Prairie Bank
Mountain Lake, MN
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1-Year Asset Growth 2.07%
5-Year Asset Growth 9.71%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.40%
Non-Performing Loans to Loans 0.26%
Balance Sheet United Prairie Bank
Mountain Lake, MN
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Total Assets 931.44M
Total Deposits 793.03M
Capital and Reserves United Prairie Bank
Mountain Lake, MN
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Capital 91.04M
Leverage Ratio 9.37
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 11.25
Liquidity United Prairie Bank
Mountain Lake, MN
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Hot Money Ratio 18.53%
Liquidity Ratio 14.41%
Profitability United Prairie Bank
Mountain Lake, MN
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5-Year Return on Average Assets 1.31%
Net Income 6.03M
Net Interest Spread 3.52%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 68.39%
Return on Assets 0.86%
Return on Equity 9.24%