C
United Prairie Bank
Rating Date
October 2025
Risk Based
Capital Ratio
11.22
Leverage
Ratio
9.33
Return On
Assets
0.92%
Total
Assets
923.68M
Capital
87.39M
Total
Deposits
784.23M
Net
Income
4.26M
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Weiss Ratings United Prairie Bank
Mountain Lake, MN 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 7.50
Liquidity Index 0.60
Profitability Index 4.40
Stability Index 3.70
Company Info United Prairie Bank
Mountain Lake, MN 		Click to
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FDIC Number 10958
Phone Number (507) 427-2422
Website www.unitedprairiebank.com
Asset Quality United Prairie Bank
Mountain Lake, MN 		Click to
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1-Year Asset Growth 2.61%
5-Year Asset Growth 9.71%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.37%
Balance Sheet United Prairie Bank
Mountain Lake, MN 		Click to
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Total Assets 923.68M
Total Deposits 784.23M
Capital and Reserves United Prairie Bank
Mountain Lake, MN 		Click to
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Capital 87.39M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 11.22
Liquidity United Prairie Bank
Mountain Lake, MN 		Click to
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Hot Money Ratio 20.15%
Liquidity Ratio 12.76%
Profitability United Prairie Bank
Mountain Lake, MN 		Click to
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5-Year Return on Average Assets 1.31%
Net Income 4.26M
Net Interest Spread 3.44%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 68.28%
Return on Assets 0.92%
Return on Equity 9.91%