B
Grand Rapids State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Grand Rapids State Bank
Grand Rapids, MN
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Rating B
Asset Quality Index 8.50
Capitalization Index 8.60
Liquidity Index 3.70
Profitability Index 7.10
Stability Index 4.30
Company Info Grand Rapids State Bank
Grand Rapids, MN
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FDIC Number 10962
Phone Number (218) 326-9414
Website www.grsb.bank/
Asset Quality Grand Rapids State Bank
Grand Rapids, MN
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1-Year Asset Growth 10.04%
5-Year Asset Growth -1.53%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.10%
Non-Performing Loans to Loans 0.02%
Balance Sheet Grand Rapids State Bank
Grand Rapids, MN
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Total Assets 261.07M
Total Deposits 234.06M
Capital and Reserves Grand Rapids State Bank
Grand Rapids, MN
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Capital 24.07M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio --
Liquidity Grand Rapids State Bank
Grand Rapids, MN
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Hot Money Ratio 7.90%
Liquidity Ratio 30.29%
Profitability Grand Rapids State Bank
Grand Rapids, MN
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5-Year Return on Average Assets 0.80%
Net Income 2.86M
Net Interest Spread 5.33%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 59.42%
Return on Assets 2.22%
Return on Equity 24.74%