C
Grand Rapids State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Grand Rapids State Bank
Grand Rapids, MN
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Rating C
Asset Quality Index 8.40
Capitalization Index 7.70
Liquidity Index 3.40
Profitability Index 1.00
Stability Index 5.30
Company Info Grand Rapids State Bank
Grand Rapids, MN
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FDIC Number 10962
Phone Number (218) 326-9414
Website www.grsb.bank/
Asset Quality Grand Rapids State Bank
Grand Rapids, MN
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1-Year Asset Growth 6.21%
5-Year Asset Growth -1.53%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 2.04%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 0.53%
Non-Performing Loans to Loans 0.09%
Balance Sheet Grand Rapids State Bank
Grand Rapids, MN
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Total Assets 252.81M
Total Deposits 227.19M
Capital and Reserves Grand Rapids State Bank
Grand Rapids, MN
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Capital 22.71M
Leverage Ratio 9.45
Loan Loss Reserves to Loans 0.66%
Risk-Based Capital Ratio --
Liquidity Grand Rapids State Bank
Grand Rapids, MN
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Hot Money Ratio 8.44%
Liquidity Ratio 24.05%
Profitability Grand Rapids State Bank
Grand Rapids, MN
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5-Year Return on Average Assets 0.97%
Net Income 1.21M
Net Interest Spread 5.36%
Operating Profit to Average Assets 0.54%
Overhead Efficiency Ratio 68.38%
Return on Assets 0.49%
Return on Equity 5.48%