B
Grand Rapids State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Grand Rapids State Bank
Grand Rapids, MN
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Rating B
Asset Quality Index 5.40
Capitalization Index 7.70
Liquidity Index 3.20
Profitability Index 0.30
Stability Index 5.30
Company Info Grand Rapids State Bank
Grand Rapids, MN
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FDIC Number 10962
Phone Number (218) 326-9414
Website www.grsb.bank/
Asset Quality Grand Rapids State Bank
Grand Rapids, MN
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1-Year Asset Growth -0.03%
5-Year Asset Growth 1.21%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.97%
Non-Performing Loans to Capital 11.58%
Non-Performing Loans to Loans 2.11%
Balance Sheet Grand Rapids State Bank
Grand Rapids, MN
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Total Assets 250.12M
Total Deposits 225.15M
Capital and Reserves Grand Rapids State Bank
Grand Rapids, MN
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Capital 22.04M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 2.67%
Risk-Based Capital Ratio --
Liquidity Grand Rapids State Bank
Grand Rapids, MN
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Hot Money Ratio 8.62%
Liquidity Ratio 22.23%
Profitability Grand Rapids State Bank
Grand Rapids, MN
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5-Year Return on Average Assets 0.97%
Net Income 196.00K
Net Interest Spread 5.35%
Operating Profit to Average Assets 0.11%
Overhead Efficiency Ratio 68.41%
Return on Assets 0.11%
Return on Equity 1.20%