B
F & M Community Bank, National Association
Preston,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.93
Return On
Assets
1.05%
Total
Assets
211.09M
Capital
17.31M
Total
Deposits
184.45M
Net
Income
1.12M
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Weiss Ratings F & M Community Bank, National Association
Preston, MN 		Click to
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Rating B
Asset Quality Index 8.70
Capitalization Index 8.40
Liquidity Index 2.60
Profitability Index 4.30
Stability Index 5.00
Company Info F & M Community Bank, National Association
Preston, MN 		Click to
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FDIC Number 10967
Phone Number (507) 765-3823
Website www.fmcommunity.com
Asset Quality F & M Community Bank, National Association
Preston, MN 		Click to
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1-Year Asset Growth 1.00%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet F & M Community Bank, National Association
Preston, MN 		Click to
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Total Assets 211.09M
Total Deposits 184.45M
Capital and Reserves F & M Community Bank, National Association
Preston, MN 		Click to
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Capital 17.31M
Leverage Ratio 9.93
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity F & M Community Bank, National Association
Preston, MN 		Click to
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Hot Money Ratio 13.93%
Liquidity Ratio 15.94%
Profitability F & M Community Bank, National Association
Preston, MN 		Click to
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5-Year Return on Average Assets 0.78%
Net Income 1.12M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 71.05%
Return on Assets 1.05%
Return on Equity 13.10%