| Weiss Ratings |
Lake Central Bank
Annandale, MN |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lake Central Bank
Annandale, MN |
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| FDIC Number | 10989 | |||
| Phone Number | (320) 274-8216 | |||
| Website | lakecentral.bank | |||
| Asset Quality |
Lake Central Bank
Annandale, MN |
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| 1-Year Asset Growth | 3.26% | |||
| 5-Year Asset Growth | 14.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.31% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Lake Central Bank
Annandale, MN |
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| Total Assets | 287.52M | |||
| Total Deposits | 242.18M | |||
| Capital and Reserves |
Lake Central Bank
Annandale, MN |
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| Capital | 28.76M | |||
| Leverage Ratio | 10.76 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | 14.94 | |||
| Liquidity |
Lake Central Bank
Annandale, MN |
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| Hot Money Ratio | 9.99% | |||
| Liquidity Ratio | 19.27% | |||
| Profitability |
Lake Central Bank
Annandale, MN |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 3.84M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 1.97% | |||
| Overhead Efficiency Ratio | 54.77% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 19.49% | |||