| Weiss Ratings |
Lake Central Bank
Annandale, MN |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lake Central Bank
Annandale, MN |
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| FDIC Number | 10989 | |||
| Phone Number | (320) 274-8216 | |||
| Website | lakecentral.bank | |||
| Asset Quality |
Lake Central Bank
Annandale, MN |
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| 1-Year Asset Growth | 4.17% | |||
| 5-Year Asset Growth | 9.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.23% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
Lake Central Bank
Annandale, MN |
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| Total Assets | 291.31M | |||
| Total Deposits | 257.35M | |||
| Capital and Reserves |
Lake Central Bank
Annandale, MN |
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| Capital | 30.45M | |||
| Leverage Ratio | 11.15 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 15.26 | |||
| Liquidity |
Lake Central Bank
Annandale, MN |
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| Hot Money Ratio | 9.40% | |||
| Liquidity Ratio | 17.51% | |||
| Profitability |
Lake Central Bank
Annandale, MN |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 3.42M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 2.37% | |||
| Overhead Efficiency Ratio | 48.23% | |||
| Return on Assets | 2.37% | |||
| Return on Equity | 22.94% | |||