Bank OZK
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 2.4 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Good asset quality (6.0).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.5 and a capital leverage ratio of 13.7. Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.0 has resulted in Excellent (9.8) profitability.
Asset Mix:
Comm re (20%), consumer loans (10%), securities (7%), cash (7%), comm loans (5%), home mtgs (3%), home eq lns (1%), other (47%)
States with Branches:
AR, FL, GA, NC, TN, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
18000 Cantrell Road
Little Rock, AR 72223
Little Rock, AR 72223
Phone Number
(501) 978-2265
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.