C
Bank OZK
Rating Date
June 2025
Risk Based
Capital Ratio
14.43
Leverage
Ratio
13.85
Return On
Assets
1.79%
Total
Assets
39.17B
Capital
5.83B
Total
Deposits
31.93B
Net
Income
171.96M
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Weiss Ratings Bank OZK
Little Rock, AR 		Click to
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Rating C
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 9.50
Stability Index 3.70
Company Info Bank OZK
Little Rock, AR 		Click to
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FDIC Number 110
Phone Number (501) 978-2265
Website www.ozk.com
Asset Quality Bank OZK
Little Rock, AR 		Click to
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1-Year Asset Growth 8.70%
5-Year Asset Growth 12.48%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 1.09%
Non-Performing Loans to Loans 0.21%
Balance Sheet Bank OZK
Little Rock, AR 		Click to
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Total Assets 39.17B
Total Deposits 31.93B
Capital and Reserves Bank OZK
Little Rock, AR 		Click to
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Capital 5.83B
Leverage Ratio 13.85
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 14.43
Liquidity Bank OZK
Little Rock, AR 		Click to
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Hot Money Ratio 35.92%
Liquidity Ratio 13.64%
Profitability Bank OZK
Little Rock, AR 		Click to
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5-Year Return on Average Assets 1.93%
Net Income 171.96M
Net Interest Spread 4.17%
Operating Profit to Average Assets 2.33%
Overhead Efficiency Ratio 35.91%
Return on Assets 1.79%
Return on Equity 11.92%