C
Bank OZK
Rating Date
August 2026
Risk Based
Capital Ratio
14.83
Leverage
Ratio
13.96
Return On
Assets
1.61%
Total
Assets
41.70B
Capital
6.28B
Total
Deposits
34.00B
Net
Income
330.74M
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Weiss Ratings Bank OZK
Little Rock, AR 		Click to
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Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 9.10
Stability Index 4.30
Company Info Bank OZK
Little Rock, AR 		Click to
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FDIC Number 110
Phone Number (501) 978-2265
Website www.ozk.com
Asset Quality Bank OZK
Little Rock, AR 		Click to
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1-Year Asset Growth 0.60%
5-Year Asset Growth 10.03%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 1.50%
Non-Performing Loans to Capital 5.21%
Non-Performing Loans to Loans 1.05%
Balance Sheet Bank OZK
Little Rock, AR 		Click to
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Total Assets 41.70B
Total Deposits 34.00B
Capital and Reserves Bank OZK
Little Rock, AR 		Click to
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Capital 6.28B
Leverage Ratio 13.96
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 14.83
Liquidity Bank OZK
Little Rock, AR 		Click to
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Hot Money Ratio 36.57%
Liquidity Ratio 13.86%
Profitability Bank OZK
Little Rock, AR 		Click to
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5-Year Return on Average Assets 2.06%
Net Income 330.74M
Net Interest Spread 4.09%
Operating Profit to Average Assets 2.08%
Overhead Efficiency Ratio 39.52%
Return on Assets 1.61%
Return on Equity 10.70%