C
Bank OZK
Rating Date
October 2025
Risk Based
Capital Ratio
14.61
Leverage
Ratio
13.47
Return On
Assets
1.81%
Total
Assets
41.61B
Capital
6.09B
Total
Deposits
33.98B
Net
Income
539.52M
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Weiss Ratings Bank OZK
Little Rock, AR 		Click to
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Rating C
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 9.80
Stability Index 3.70
Company Info Bank OZK
Little Rock, AR 		Click to
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FDIC Number 110
Phone Number (501) 978-2265
Website www.ozk.com
Asset Quality Bank OZK
Little Rock, AR 		Click to
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1-Year Asset Growth 11.12%
5-Year Asset Growth 12.48%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.55%
Balance Sheet Bank OZK
Little Rock, AR 		Click to
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Total Assets 41.61B
Total Deposits 33.98B
Capital and Reserves Bank OZK
Little Rock, AR 		Click to
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Capital 6.09B
Leverage Ratio 13.47
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio 14.61
Liquidity Bank OZK
Little Rock, AR 		Click to
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Hot Money Ratio 36.92%
Liquidity Ratio 14.25%
Profitability Bank OZK
Little Rock, AR 		Click to
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5-Year Return on Average Assets 1.93%
Net Income 539.52M
Net Interest Spread 4.25%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 35.69%
Return on Assets 1.81%
Return on Equity 12.22%