| Weiss Ratings |
St. Clair County State Bank
Osceola, MO |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
St. Clair County State Bank
Osceola, MO |
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| FDIC Number | 11002 | |||
| Phone Number | (417) 646-8128 | |||
| Website | www.sccsbank.com | |||
| Asset Quality |
St. Clair County State Bank
Osceola, MO |
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| 1-Year Asset Growth | 8.10% | |||
| 5-Year Asset Growth | 6.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 1.32% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
St. Clair County State Bank
Osceola, MO |
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| Total Assets | 231.75M | |||
| Total Deposits | 195.69M | |||
| Capital and Reserves |
St. Clair County State Bank
Osceola, MO |
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| Capital | 30.81M | |||
| Leverage Ratio | 13.51 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
St. Clair County State Bank
Osceola, MO |
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| Hot Money Ratio | 24.91% | |||
| Liquidity Ratio | 13.77% | |||
| Profitability |
St. Clair County State Bank
Osceola, MO |
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| 5-Year Return on Average Assets | 1.58% | |||
| Net Income | 2.08M | |||
| Net Interest Spread | 4.34% | |||
| Operating Profit to Average Assets | 2.39% | |||
| Overhead Efficiency Ratio | 41.49% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 13.76% | |||