| Weiss Ratings |
St. Clair County State Bank
Osceola, MO |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
St. Clair County State Bank
Osceola, MO |
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| FDIC Number | 11002 | |||
| Phone Number | (417) 646-8128 | |||
| Website | www.sccsbank.com | |||
| Asset Quality |
St. Clair County State Bank
Osceola, MO |
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| 1-Year Asset Growth | 4.53% | |||
| 5-Year Asset Growth | 8.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 6.35% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
St. Clair County State Bank
Osceola, MO |
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| Total Assets | 214.11M | |||
| Total Deposits | 183.77M | |||
| Capital and Reserves |
St. Clair County State Bank
Osceola, MO |
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| Capital | 29.10M | |||
| Leverage Ratio | 13.61 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
St. Clair County State Bank
Osceola, MO |
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| Hot Money Ratio | 25.24% | |||
| Liquidity Ratio | 16.87% | |||
| Profitability |
St. Clair County State Bank
Osceola, MO |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 2.80M | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 43.89% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 13.20% | |||