| Weiss Ratings |
St. Clair County State Bank
Osceola, MO |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
St. Clair County State Bank
Osceola, MO |
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| FDIC Number | 11002 | |||
| Phone Number | (417) 646-8128 | |||
| Website | www.sccsbank.com | |||
| Asset Quality |
St. Clair County State Bank
Osceola, MO |
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| 1-Year Asset Growth | 4.84% | |||
| 5-Year Asset Growth | 8.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 1.52% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
St. Clair County State Bank
Osceola, MO |
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| Total Assets | 214.96M | |||
| Total Deposits | 185.56M | |||
| Capital and Reserves |
St. Clair County State Bank
Osceola, MO |
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| Capital | 27.98M | |||
| Leverage Ratio | 13.19 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
St. Clair County State Bank
Osceola, MO |
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| Hot Money Ratio | 24.06% | |||
| Liquidity Ratio | 23.61% | |||
| Profitability |
St. Clair County State Bank
Osceola, MO |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 891.00K | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 2.15% | |||
| Overhead Efficiency Ratio | 45.17% | |||
| Return on Assets | 1.68% | |||
| Return on Equity | 12.87% | |||