C
St. Clair County State Bank
Osceola,  MO
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings St. Clair County State Bank
Osceola, MO
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Rating C
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 9.80
Stability Index 3.70
Company Info St. Clair County State Bank
Osceola, MO
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FDIC Number 11002
Phone Number (417) 646-8128
Website www.sccsbank.com
Asset Quality St. Clair County State Bank
Osceola, MO
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1-Year Asset Growth 8.10%
5-Year Asset Growth 6.49%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.32%
Non-Performing Loans to Loans 0.00%
Balance Sheet St. Clair County State Bank
Osceola, MO
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Total Assets 231.75M
Total Deposits 195.69M
Capital and Reserves St. Clair County State Bank
Osceola, MO
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Capital 30.81M
Leverage Ratio 13.51
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity St. Clair County State Bank
Osceola, MO
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Hot Money Ratio 24.91%
Liquidity Ratio 13.77%
Profitability St. Clair County State Bank
Osceola, MO
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5-Year Return on Average Assets 1.58%
Net Income 2.08M
Net Interest Spread 4.34%
Operating Profit to Average Assets 2.39%
Overhead Efficiency Ratio 41.49%
Return on Assets 1.84%
Return on Equity 13.76%