C
The First State Bank of Shelby
ShelbyMT
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Shelby
Shelby, MT
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Rating C
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 2.60
Stability Index 7.40
Company Info The First State Bank of Shelby
Shelby, MT
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FDIC Number 11013
Phone Number (406) 434-5567
Website www.fsbshelby.com
Asset Quality The First State Bank of Shelby
Shelby, MT
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1-Year Asset Growth -1.28%
5-Year Asset Growth 4.89%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.01%
Balance Sheet The First State Bank of Shelby
Shelby, MT
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Total Assets 159.70M
Total Deposits 134.47M
Capital and Reserves The First State Bank of Shelby
Shelby, MT
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Capital 24.58M
Leverage Ratio 20.94
Loan Loss Reserves to Loans 0.36%
Risk-Based Capital Ratio --
Liquidity The First State Bank of Shelby
Shelby, MT
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Hot Money Ratio 23.47%
Liquidity Ratio 88.90%
Profitability The First State Bank of Shelby
Shelby, MT
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5-Year Return on Average Assets 0.75%
Net Income 260.00K
Net Interest Spread 2.19%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 69.98%
Return on Assets 0.68%
Return on Equity 4.34%