B
First-Citizens Bank & Trust Company
RaleighNC
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
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Assets
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Capital
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Income
Weiss Ratings First-Citizens Bank & Trust Company
Raleigh, NC
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Rating B
Asset Quality Index 5.70
Capitalization Index 8.20
Liquidity Index 2.90
Profitability Index 4.80
Stability Index 9.30
Company Info First-Citizens Bank & Trust Company
Raleigh, NC
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FDIC Number 11063
Phone Number
Website www.firstcitizens.com
Asset Quality First-Citizens Bank & Trust Company
Raleigh, NC
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1-Year Asset Growth 2.59%
5-Year Asset Growth 71.95%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 7.72%
Non-Performing Loans to Loans 1.34%
Balance Sheet First-Citizens Bank & Trust Company
Raleigh, NC
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Total Assets 229.33B
Total Deposits 162.08B
Capital and Reserves First-Citizens Bank & Trust Company
Raleigh, NC
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Capital 23.37B
Leverage Ratio 9.79
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 13.62
Liquidity First-Citizens Bank & Trust Company
Raleigh, NC
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Hot Money Ratio 4.80%
Liquidity Ratio 28.20%
Profitability First-Citizens Bank & Trust Company
Raleigh, NC
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5-Year Return on Average Assets 2.11%
Net Income 2.29B
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 62.92%
Return on Assets 1.00%
Return on Equity 10.22%