B
First-Citizens Bank & Trust Company
RaleighNC
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
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Assets
Capital
Total
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Income
Weiss Ratings First-Citizens Bank & Trust Company
Raleigh, NC
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Rating B
Asset Quality Index 5.80
Capitalization Index 8.20
Liquidity Index 3.30
Profitability Index 4.00
Stability Index 9.20
Company Info First-Citizens Bank & Trust Company
Raleigh, NC
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FDIC Number 11063
Phone Number
Website www.firstcitizens.com
Asset Quality First-Citizens Bank & Trust Company
Raleigh, NC
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1-Year Asset Growth 4.43%
5-Year Asset Growth 92.37%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 7.34%
Non-Performing Loans to Loans 1.37%
Balance Sheet First-Citizens Bank & Trust Company
Raleigh, NC
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Total Assets 229.41B
Total Deposits 160.30B
Capital and Reserves First-Citizens Bank & Trust Company
Raleigh, NC
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Capital 22.68B
Leverage Ratio 9.81
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio 14.06
Liquidity First-Citizens Bank & Trust Company
Raleigh, NC
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Hot Money Ratio 4.77%
Liquidity Ratio 32.09%
Profitability First-Citizens Bank & Trust Company
Raleigh, NC
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5-Year Return on Average Assets 2.11%
Net Income 1.10B
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 63.41%
Return on Assets 0.97%
Return on Equity 9.89%