| Weiss Ratings |
Somerset Trust Company
Somerset, PA |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 6.80 | |||
| Company Info |
Somerset Trust Company
Somerset, PA |
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| FDIC Number | 11112 | |||
| Phone Number | (814) 443-9200 | |||
| Website | www.somersettrust.com | |||
| Asset Quality |
Somerset Trust Company
Somerset, PA |
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| 1-Year Asset Growth | 5.47% | |||
| 5-Year Asset Growth | 10.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 15.18% | |||
| Non-Performing Loans to Loans | 1.39% | |||
| Balance Sheet |
Somerset Trust Company
Somerset, PA |
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| Total Assets | 2.44B | |||
| Total Deposits | 2.01B | |||
| Capital and Reserves |
Somerset Trust Company
Somerset, PA |
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| Capital | 188.78M | |||
| Leverage Ratio | 8.63 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 13.34 | |||
| Liquidity |
Somerset Trust Company
Somerset, PA |
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| Hot Money Ratio | 11.03% | |||
| Liquidity Ratio | 11.68% | |||
| Profitability |
Somerset Trust Company
Somerset, PA |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 25.10M | |||
| Net Interest Spread | 3.98% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 67.87% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 15.09% | |||