| Weiss Ratings |
Somerset Trust Company
Somerset, PA |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.90 | |||
| Company Info |
Somerset Trust Company
Somerset, PA |
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| FDIC Number | 11112 | |||
| Phone Number | (814) 443-9200 | |||
| Website | www.somersettrust.com | |||
| Asset Quality |
Somerset Trust Company
Somerset, PA |
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| 1-Year Asset Growth | 0.84% | |||
| 5-Year Asset Growth | 10.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 9.73% | |||
| Non-Performing Loans to Loans | 1.43% | |||
| Balance Sheet |
Somerset Trust Company
Somerset, PA |
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| Total Assets | 2.47B | |||
| Total Deposits | 2.00B | |||
| Capital and Reserves |
Somerset Trust Company
Somerset, PA |
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| Capital | 200.70M | |||
| Leverage Ratio | 9.10 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 13.97 | |||
| Liquidity |
Somerset Trust Company
Somerset, PA |
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| Hot Money Ratio | 9.75% | |||
| Liquidity Ratio | 12.58% | |||
| Profitability |
Somerset Trust Company
Somerset, PA |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 14.22M | |||
| Net Interest Spread | 4.45% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 66.33% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 14.86% | |||