| Weiss Ratings |
Hamlin Bank and Trust Company
Smethport, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Hamlin Bank and Trust Company
Smethport, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 11113 | |||
| Phone Number | (814) 887-5555 | |||
| Website | hamlinbank.com | |||
| Asset Quality |
Hamlin Bank and Trust Company
Smethport, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 10.51% | |||
| 5-Year Asset Growth | 2.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 3.60% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Hamlin Bank and Trust Company
Smethport, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 481.51M | |||
| Total Deposits | 373.33M | |||
| Capital and Reserves |
Hamlin Bank and Trust Company
Smethport, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 97.18M | |||
| Leverage Ratio | 20.04 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Hamlin Bank and Trust Company
Smethport, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.74% | |||
| Liquidity Ratio | 32.87% | |||
| Profitability |
Hamlin Bank and Trust Company
Smethport, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 6.88M | |||
| Net Interest Spread | 3.45% | |||
| Operating Profit to Average Assets | 1.86% | |||
| Overhead Efficiency Ratio | 71.66% | |||
| Return on Assets | 1.51% | |||
| Return on Equity | 7.49% | |||