| Weiss Ratings |
Hamlin Bank and Trust Company
Smethport, PA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 8.40 | |||
| Company Info |
Hamlin Bank and Trust Company
Smethport, PA |
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| FDIC Number | 11113 | |||
| Phone Number | (814) 887-5555 | |||
| Website | hamlinbank.com | |||
| Asset Quality |
Hamlin Bank and Trust Company
Smethport, PA |
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| 1-Year Asset Growth | 4.83% | |||
| 5-Year Asset Growth | 2.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 3.07% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Hamlin Bank and Trust Company
Smethport, PA |
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| Total Assets | 441.97M | |||
| Total Deposits | 346.95M | |||
| Capital and Reserves |
Hamlin Bank and Trust Company
Smethport, PA |
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| Capital | 89.20M | |||
| Leverage Ratio | 20.59 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Hamlin Bank and Trust Company
Smethport, PA |
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| Hot Money Ratio | 19.86% | |||
| Liquidity Ratio | 29.23% | |||
| Profitability |
Hamlin Bank and Trust Company
Smethport, PA |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | -571.00K | |||
| Net Interest Spread | 3.39% | |||
| Operating Profit to Average Assets | -0.71% | |||
| Overhead Efficiency Ratio | 69.25% | |||
| Return on Assets | -0.52% | |||
| Return on Equity | -2.57% | |||