C
The First State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank
Abernathy, TX
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Rating C
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 5.20
Stability Index 7.60
Company Info The First State Bank
Abernathy, TX
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FDIC Number 11175
Phone Number (806) 298-2556
Website www.fsbhaskell.com
Asset Quality The First State Bank
Abernathy, TX
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1-Year Asset Growth 19.79%
5-Year Asset Growth 34.78%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans -0.16%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.10%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First State Bank
Abernathy, TX
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Total Assets 117.50M
Total Deposits 78.39M
Capital and Reserves The First State Bank
Abernathy, TX
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Capital 14.25M
Leverage Ratio 12.54
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 17.01
Liquidity The First State Bank
Abernathy, TX
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Hot Money Ratio 30.13%
Liquidity Ratio 3.00%
Profitability The First State Bank
Abernathy, TX
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5-Year Return on Average Assets 1.84%
Net Income 423.00K
Net Interest Spread 6.58%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 73.41%
Return on Assets 1.44%
Return on Equity 12.19%