B
The First State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank
Abernathy, TX
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 9.40
Stability Index 5.70
Company Info The First State Bank
Abernathy, TX
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FDIC Number 11175
Phone Number (806) 298-2556
Website www.fsbhaskell.com
Asset Quality The First State Bank
Abernathy, TX
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1-Year Asset Growth 12.93%
5-Year Asset Growth 47.97%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.64%
Non-Performing Loans to Loans 1.25%
Balance Sheet The First State Bank
Abernathy, TX
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Total Assets 127.61M
Total Deposits 95.22M
Capital and Reserves The First State Bank
Abernathy, TX
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Capital 16.12M
Leverage Ratio 12.95
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 16.93
Liquidity The First State Bank
Abernathy, TX
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Hot Money Ratio 31.34%
Liquidity Ratio 10.77%
Profitability The First State Bank
Abernathy, TX
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5-Year Return on Average Assets 1.84%
Net Income 2.48M
Net Interest Spread 7.08%
Operating Profit to Average Assets 2.55%
Overhead Efficiency Ratio 63.80%
Return on Assets 2.07%
Return on Equity 16.71%