Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.2. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10). Fair liquidity 4.0, driven by a liquidity ratio of 42.5 percent and a “hot money” ratio of 21.4 percent.
Asset Mix:
Securities (32%), cash (14%), home mtgs (4%), comm re (3%), comm loans (3%), consumer loans (1%), other (42%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
128 South Main Street
Arlington, SD 57212
Arlington, SD 57212
Phone Number
(605) 983-5594
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.