First Citizens State Bank
| Weiss Ratings |
First Citizens State Bank
Whitewater, WI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
First Citizens State Bank
Whitewater, WI |
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| FDIC Number | 11228 | |||
| Phone Number | (262) 473-2112 | |||
| Website | www.firstcitizensww.com | |||
| Asset Quality |
First Citizens State Bank
Whitewater, WI |
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| 1-Year Asset Growth | 17.79% | |||
| 5-Year Asset Growth | 11.57% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Citizens State Bank
Whitewater, WI |
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| Total Assets | 515.91M | |||
| Total Deposits | 380.19M | |||
| Capital and Reserves |
First Citizens State Bank
Whitewater, WI |
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| Capital | 83.21M | |||
| Leverage Ratio | 15.84 | |||
| Loan Loss Reserves to Loans | 2.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Citizens State Bank
Whitewater, WI |
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| Hot Money Ratio | 29.22% | |||
| Liquidity Ratio | 27.28% | |||
| Profitability |
First Citizens State Bank
Whitewater, WI |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 1.75M | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 52.41% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 8.48% | |||