First Citizens State Bank
| Weiss Ratings |
First Citizens State Bank
Whitewater, WI |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
First Citizens State Bank
Whitewater, WI |
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| FDIC Number | 11228 | |||
| Phone Number | (262) 473-2112 | |||
| Website | www.firstcitizensww.com | |||
| Asset Quality |
First Citizens State Bank
Whitewater, WI |
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| 1-Year Asset Growth | 16.78% | |||
| 5-Year Asset Growth | 11.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.06% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Citizens State Bank
Whitewater, WI |
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| Total Assets | 516.35M | |||
| Total Deposits | 382.80M | |||
| Capital and Reserves |
First Citizens State Bank
Whitewater, WI |
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| Capital | 81.40M | |||
| Leverage Ratio | 16.65 | |||
| Loan Loss Reserves to Loans | 1.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Citizens State Bank
Whitewater, WI |
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| Hot Money Ratio | 29.48% | |||
| Liquidity Ratio | 24.07% | |||
| Profitability |
First Citizens State Bank
Whitewater, WI |
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| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 5.52M | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 58.21% | |||
| Return on Assets | 1.20% | |||
| Return on Equity | 6.99% | |||