Major Rating Factors:
A current level of 16.8 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Fair asset quality (3.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.6 has resulted in Excellent (8.2) profitability. Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.5.
Asset Mix:
Comm re (30%), home mtgs (19%), securities (17%), comm loans (7%), cash (4%), home eq lns (3%), consumer loans (1%), other (19%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Milton Bancshares, Inc.
Investment Rating
--
Address
323 Parkview Drive
Milton, WI 53563
Milton, WI 53563
Phone Number
(608) 868-7672
Year Founded
1884
FDIC Number
Website
Largest Affiliates
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