| Weiss Ratings |
Merchants State Bank
Freeman, SD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
Merchants State Bank
Freeman, SD |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 1125 | |||
| Phone Number | (605) 925-4222 | |||
| Website | www.msb-sd.com | |||
| Asset Quality |
Merchants State Bank
Freeman, SD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.80% | |||
| 5-Year Asset Growth | 1.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.30% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Merchants State Bank
Freeman, SD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 221.54M | |||
| Total Deposits | 180.70M | |||
| Capital and Reserves |
Merchants State Bank
Freeman, SD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 33.17M | |||
| Leverage Ratio | 16.68 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Merchants State Bank
Freeman, SD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 14.08% | |||
| Liquidity Ratio | 16.12% | |||
| Profitability |
Merchants State Bank
Freeman, SD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.48% | |||
| Net Income | 3.75M | |||
| Net Interest Spread | 4.25% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 55.94% | |||
| Return on Assets | 1.70% | |||
| Return on Equity | 12.22% | |||