First National Bank of Izard County
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 30.9. Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.2 has resulted in Excellent (9.4) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10). A current level of 5.9 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Securities (27%), home mtgs (19%), consumer loans (8%), comm re (6%), comm loans (2%), cash (2%), other (36%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Wyatt Bancshares, Inc.
Investment Rating
--
Address
2184 Arkansas 56 Highway
Calico Rock, AR 72519
Calico Rock, AR 72519
Phone Number
(870) 297-3711
Year Founded
1914
FDIC Number
Website
Largest Affiliates
No affiliate information available.