The Citizens Bank of Swainsboro
| Weiss Ratings |
The Citizens Bank of Swainsboro
Swainsboro, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Citizens Bank of Swainsboro
Swainsboro, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 11295 | |||
| Phone Number | (478) 237-7001 | |||
| Website | cbs-lc.com | |||
| Asset Quality |
The Citizens Bank of Swainsboro
Swainsboro, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 17.57% | |||
| 5-Year Asset Growth | 15.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.67% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
The Citizens Bank of Swainsboro
Swainsboro, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 399.95M | |||
| Total Deposits | 353.05M | |||
| Capital and Reserves |
The Citizens Bank of Swainsboro
Swainsboro, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 42.27M | |||
| Leverage Ratio | 11.14 | |||
| Loan Loss Reserves to Loans | 1.94% | |||
| Risk-Based Capital Ratio | 18.41 | |||
| Liquidity |
The Citizens Bank of Swainsboro
Swainsboro, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.28% | |||
| Liquidity Ratio | 25.18% | |||
| Profitability |
The Citizens Bank of Swainsboro
Swainsboro, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 1.71M | |||
| Net Interest Spread | 4.85% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 53.51% | |||
| Return on Assets | 1.77% | |||
| Return on Equity | 16.35% | |||