The Citizens Bank of Swainsboro
| Weiss Ratings |
The Citizens Bank of Swainsboro
Swainsboro, GA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Citizens Bank of Swainsboro
Swainsboro, GA |
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| FDIC Number | 11295 | |||
| Phone Number | (478) 237-7001 | |||
| Website | cbs-lc.com | |||
| Asset Quality |
The Citizens Bank of Swainsboro
Swainsboro, GA |
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| 1-Year Asset Growth | 13.68% | |||
| 5-Year Asset Growth | 15.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.58% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
The Citizens Bank of Swainsboro
Swainsboro, GA |
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| Total Assets | 408.95M | |||
| Total Deposits | 358.15M | |||
| Capital and Reserves |
The Citizens Bank of Swainsboro
Swainsboro, GA |
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| Capital | 46.65M | |||
| Leverage Ratio | 11.72 | |||
| Loan Loss Reserves to Loans | 1.91% | |||
| Risk-Based Capital Ratio | 19.23 | |||
| Liquidity |
The Citizens Bank of Swainsboro
Swainsboro, GA |
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| Hot Money Ratio | 20.81% | |||
| Liquidity Ratio | 23.53% | |||
| Profitability |
The Citizens Bank of Swainsboro
Swainsboro, GA |
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| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 5.61M | |||
| Net Interest Spread | 5.05% | |||
| Operating Profit to Average Assets | 2.44% | |||
| Overhead Efficiency Ratio | 52.10% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 17.21% | |||