C
Farmers State Bank of Alto Pass, Ill.
Rating Date
August 2026
Risk Based
Capital Ratio
13.37
Leverage
Ratio
9.51
Return On
Assets
2.16%
Total
Assets
342.39M
Capital
33.79M
Total
Deposits
307.19M
Net
Income
3.81M
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Weiss Ratings Farmers State Bank of Alto Pass, Ill.
Alto Pass, IL 		Click to
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Rating C
Asset Quality Index 2.20
Capitalization Index 7.80
Liquidity Index 0.20
Profitability Index 8.30
Stability Index 6.80
Company Info Farmers State Bank of Alto Pass, Ill.
Alto Pass, IL 		Click to
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FDIC Number 11299
Phone Number (618) 252-2600
Website www.myfsb.com
Asset Quality Farmers State Bank of Alto Pass, Ill.
Alto Pass, IL 		Click to
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1-Year Asset Growth -2.16%
5-Year Asset Growth 1.94%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 2.14%
Non-Performing Loans to Capital 20.00%
Non-Performing Loans to Loans 2.46%
Balance Sheet Farmers State Bank of Alto Pass, Ill.
Alto Pass, IL 		Click to
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Total Assets 342.39M
Total Deposits 307.19M
Capital and Reserves Farmers State Bank of Alto Pass, Ill.
Alto Pass, IL 		Click to
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Capital 33.79M
Leverage Ratio 9.51
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 13.37
Liquidity Farmers State Bank of Alto Pass, Ill.
Alto Pass, IL 		Click to
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Hot Money Ratio 18.38%
Liquidity Ratio 11.39%
Profitability Farmers State Bank of Alto Pass, Ill.
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5-Year Return on Average Assets 1.53%
Net Income 3.81M
Net Interest Spread 5.77%
Operating Profit to Average Assets 2.22%
Overhead Efficiency Ratio 65.33%
Return on Assets 2.16%
Return on Equity 23.08%