C
Farmers State Bank of Alto Pass, Ill.
Rating Date
October 2025
Risk Based
Capital Ratio
12.44
Leverage
Ratio
8.99
Return On
Assets
1.39%
Total
Assets
340.43M
Capital
30.09M
Total
Deposits
307.85M
Net
Income
3.68M
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Weiss Ratings Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Rating C
Asset Quality Index 2.40
Capitalization Index 7.00
Liquidity Index 0.30
Profitability Index 5.70
Stability Index 5.70
Company Info Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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FDIC Number 11299
Phone Number (618) 252-2600
Website www.myfsb.com
Asset Quality Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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1-Year Asset Growth -5.44%
5-Year Asset Growth 9.60%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.79%
Non-Performing Loans to Capital 20.15%
Non-Performing Loans to Loans 2.15%
Balance Sheet Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Total Assets 340.43M
Total Deposits 307.85M
Capital and Reserves Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Capital 30.09M
Leverage Ratio 8.99
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 12.44
Liquidity Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Hot Money Ratio 19.73%
Liquidity Ratio 13.48%
Profitability Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 3.68M
Net Interest Spread 5.69%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 74.57%
Return on Assets 1.39%
Return on Equity 16.20%