C
Farmers State Bank of Alto Pass, Ill.
Rating Date
October 2025
Risk Based
Capital Ratio
11.79
Leverage
Ratio
8.49
Return On
Assets
1.47%
Total
Assets
349.94M
Capital
30.02M
Total
Deposits
317.65M
Net
Income
2.64M
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Weiss Ratings Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Rating C
Asset Quality Index 4.00
Capitalization Index 6.50
Liquidity Index 0.20
Profitability Index 6.10
Stability Index 3.70
Company Info Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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FDIC Number 11299
Phone Number (618) 252-2600
Website www.myfsb.com
Asset Quality Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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1-Year Asset Growth 0.69%
5-Year Asset Growth 9.60%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 12.03%
Non-Performing Loans to Loans 1.17%
Balance Sheet Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Total Assets 349.94M
Total Deposits 317.65M
Capital and Reserves Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Capital 30.02M
Leverage Ratio 8.49
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 11.79
Liquidity Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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Hot Money Ratio 18.52%
Liquidity Ratio 12.24%
Profitability Farmers State Bank of Alto Pass, Ill.
Harrisburg, IL 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 2.64M
Net Interest Spread 5.64%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 74.29%
Return on Assets 1.47%
Return on Equity 17.36%