B
First State Bank of St. Peter
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of St. Peter
Saint Peter, IL
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 6.60
Stability Index 6.30
Company Info First State Bank of St. Peter
Saint Peter, IL
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FDIC Number 11302
Phone Number (618) 349-8343
Website www.fsbstpeter.com
Asset Quality First State Bank of St. Peter
Saint Peter, IL
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1-Year Asset Growth 4.64%
5-Year Asset Growth 0.38%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 0.56%
Non-Performing Loans to Loans 0.26%
Balance Sheet First State Bank of St. Peter
Saint Peter, IL
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Total Assets 30.88M
Total Deposits 25.36M
Capital and Reserves First State Bank of St. Peter
Saint Peter, IL
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Capital 5.32M
Leverage Ratio 18.15
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 44.09
Liquidity First State Bank of St. Peter
Saint Peter, IL
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Hot Money Ratio 8.08%
Liquidity Ratio 78.04%
Profitability First State Bank of St. Peter
Saint Peter, IL
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5-Year Return on Average Assets 1.09%
Net Income 327.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 54.30%
Return on Assets 1.40%
Return on Equity 8.56%