B
First State Bank of St. Peter
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of St. Peter
Saint Peter, IL
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 6.10
Stability Index 7.60
Company Info First State Bank of St. Peter
Saint Peter, IL
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FDIC Number 11302
Phone Number (618) 349-8343
Website www.fsbstpeter.com
Asset Quality First State Bank of St. Peter
Saint Peter, IL
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1-Year Asset Growth 3.61%
5-Year Asset Growth 0.38%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 2.27%
Non-Performing Loans to Loans 0.29%
Balance Sheet First State Bank of St. Peter
Saint Peter, IL
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Total Assets 31.52M
Total Deposits 26.36M
Capital and Reserves First State Bank of St. Peter
Saint Peter, IL
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Capital 5.04M
Leverage Ratio 17.68
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio 42.52
Liquidity First State Bank of St. Peter
Saint Peter, IL
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Hot Money Ratio 8.90%
Liquidity Ratio 79.72%
Profitability First State Bank of St. Peter
Saint Peter, IL
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5-Year Return on Average Assets 1.09%
Net Income 106.00K
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 56.82%
Return on Assets 1.36%
Return on Equity 8.51%