C
The Bank of Herrin
Herrin,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Herrin
Herrin, IL
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Rating C
Asset Quality Index 5.40
Capitalization Index 6.80
Liquidity Index 2.60
Profitability Index 4.40
Stability Index 3.00
Company Info The Bank of Herrin
Herrin, IL
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FDIC Number 11310
Phone Number (618) 942-6666
Website www.bankofherrin.com
Asset Quality The Bank of Herrin
Herrin, IL
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1-Year Asset Growth 1.80%
5-Year Asset Growth 4.38%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 5.56%
Non-Performing Loans to Loans 0.69%
Balance Sheet The Bank of Herrin
Herrin, IL
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Total Assets 349.16M
Total Deposits 326.50M
Capital and Reserves The Bank of Herrin
Herrin, IL
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Capital 21.58M
Leverage Ratio 8.81
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 13.31
Liquidity The Bank of Herrin
Herrin, IL
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Hot Money Ratio 19.27%
Liquidity Ratio 17.06%
Profitability The Bank of Herrin
Herrin, IL
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5-Year Return on Average Assets 1.00%
Net Income 2.17M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 67.32%
Return on Assets 1.19%
Return on Equity 20.70%