| Weiss Ratings |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.50 | |||
| Company Info |
Bedford Loan & Deposit Bank
Bedford, KY |
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| FDIC Number | 11355 | |||
| Phone Number | (502) 255-3287 | |||
| Website | www.bedfordbank.com | |||
| Asset Quality |
Bedford Loan & Deposit Bank
Bedford, KY |
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| 1-Year Asset Growth | 5.95% | |||
| 5-Year Asset Growth | 2.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 7.60% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Total Assets | 118.22M | |||
| Total Deposits | 97.81M | |||
| Capital and Reserves |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Capital | 15.70M | |||
| Leverage Ratio | 14.92 | |||
| Loan Loss Reserves to Loans | 1.61% | |||
| Risk-Based Capital Ratio | 26.07 | |||
| Liquidity |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Hot Money Ratio | 20.42% | |||
| Liquidity Ratio | 22.09% | |||
| Profitability |
Bedford Loan & Deposit Bank
Bedford, KY |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 938.00K | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 73.35% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 6.25% | |||