| Weiss Ratings |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.60 | |||
| Company Info |
Bedford Loan & Deposit Bank
Bedford, KY |
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| FDIC Number | 11355 | |||
| Phone Number | (502) 255-3287 | |||
| Website | www.bedfordbank.com | |||
| Asset Quality |
Bedford Loan & Deposit Bank
Bedford, KY |
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| 1-Year Asset Growth | 4.13% | |||
| 5-Year Asset Growth | 2.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 5.30% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Total Assets | 121.76M | |||
| Total Deposits | 103.50M | |||
| Capital and Reserves |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Capital | 15.79M | |||
| Leverage Ratio | 14.61 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Risk-Based Capital Ratio | 25.62 | |||
| Liquidity |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Hot Money Ratio | 19.27% | |||
| Liquidity Ratio | 22.86% | |||
| Profitability |
Bedford Loan & Deposit Bank
Bedford, KY |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 519.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 73.14% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 6.65% | |||