| Weiss Ratings |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.50 | |||
| Company Info |
Bedford Loan & Deposit Bank
Bedford, KY |
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| FDIC Number | 11355 | |||
| Phone Number | (502) 255-3287 | |||
| Website | www.bedfordbank.com | |||
| Asset Quality |
Bedford Loan & Deposit Bank
Bedford, KY |
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| 1-Year Asset Growth | 3.49% | |||
| 5-Year Asset Growth | 3.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 5.52% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Total Assets | 118.60M | |||
| Total Deposits | 98.45M | |||
| Capital and Reserves |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Capital | 15.42M | |||
| Leverage Ratio | 14.87 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Risk-Based Capital Ratio | 25.39 | |||
| Liquidity |
Bedford Loan & Deposit Bank
Bedford, KY |
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| Hot Money Ratio | 19.76% | |||
| Liquidity Ratio | 22.76% | |||
| Profitability |
Bedford Loan & Deposit Bank
Bedford, KY |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 728.00K | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 72.89% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 6.54% | |||