Weiss Ratings |
Cumberland Security Bank, Inc.
Somerset, KY |
Click to Compare |
Click to Compare |
Click to Compare |
Rating | ||||
Asset Quality Index | 8.40 | |||
Capitalization Index | 10.00 | |||
Liquidity Index | 1.00 | |||
Profitability Index | 10.00 | |||
Stability Index | 4.30 | |||
Company Info |
Cumberland Security Bank, Inc.
Somerset, KY |
Click to Compare |
Click to Compare |
Click to Compare |
FDIC Number | 11358 | |||
Phone Number | (606) 679-9361 | |||
Website | www.csbweb.com | |||
Asset Quality |
Cumberland Security Bank, Inc.
Somerset, KY |
Click to Compare |
Click to Compare |
Click to Compare |
1-Year Asset Growth | 10.24% | |||
5-Year Asset Growth | 12.30% | |||
5-Year Charge-Offs to Average Loans | 0.02% | |||
Charge-Offs to Average Loans | 0.02% | |||
Non-Performing Assets to Assets | 0.00% | |||
Non-Performing Loans to Capital | 0.20% | |||
Non-Performing Loans to Loans | 0.00% | |||
Balance Sheet |
Cumberland Security Bank, Inc.
Somerset, KY |
Click to Compare |
Click to Compare |
Click to Compare |
Total Assets | 330.72M | |||
Total Deposits | 286.86M | |||
Capital and Reserves |
Cumberland Security Bank, Inc.
Somerset, KY |
Click to Compare |
Click to Compare |
Click to Compare |
Capital | 43.02M | |||
Leverage Ratio | 13.40 | |||
Loan Loss Reserves to Loans | 2.78% | |||
Risk-Based Capital Ratio | -- | |||
Liquidity |
Cumberland Security Bank, Inc.
Somerset, KY |
Click to Compare |
Click to Compare |
Click to Compare |
Hot Money Ratio | 9.35% | |||
Liquidity Ratio | 19.78% | |||
Profitability |
Cumberland Security Bank, Inc.
Somerset, KY |
Click to Compare |
Click to Compare |
Click to Compare |
5-Year Return on Average Assets | 2.91% | |||
Net Income | 11.14M | |||
Net Interest Spread | 5.21% | |||
Operating Profit to Average Assets | 3.47% | |||
Overhead Efficiency Ratio | 38.56% | |||
Return on Assets | 3.47% | |||
Return on Equity | 27.51% | |||