| Weiss Ratings |
Highpoint Community Bank
Hastings, MI |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
Highpoint Community Bank
Hastings, MI |
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| FDIC Number | 11407 | |||
| Phone Number | (269) 945-2401 | |||
| Website | www.highpointcommunitybank.com/ | |||
| Asset Quality |
Highpoint Community Bank
Hastings, MI |
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| 1-Year Asset Growth | -10.13% | |||
| 5-Year Asset Growth | 9.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.32% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
Highpoint Community Bank
Hastings, MI |
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| Total Assets | 592.37M | |||
| Total Deposits | 540.00M | |||
| Capital and Reserves |
Highpoint Community Bank
Hastings, MI |
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| Capital | 48.91M | |||
| Leverage Ratio | 8.45 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | 15.93 | |||
| Liquidity |
Highpoint Community Bank
Hastings, MI |
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| Hot Money Ratio | 8.03% | |||
| Liquidity Ratio | 35.11% | |||
| Profitability |
Highpoint Community Bank
Hastings, MI |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 2.38M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 73.08% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 9.93% | |||