B
Welcome State Bank
WelcomeMN
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Welcome State Bank
Welcome, MN
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 9.80
Stability Index 6.30
Company Info Welcome State Bank
Welcome, MN
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FDIC Number 11417
Phone Number (507) 728-8251
Website secure.welcomestatebank.com
Asset Quality Welcome State Bank
Welcome, MN
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1-Year Asset Growth 4.14%
5-Year Asset Growth 5.18%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Welcome State Bank
Welcome, MN
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Total Assets 44.24M
Total Deposits 38.19M
Capital and Reserves Welcome State Bank
Welcome, MN
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Capital 5.49M
Leverage Ratio 12.15
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio --
Liquidity Welcome State Bank
Welcome, MN
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Hot Money Ratio 11.68%
Liquidity Ratio 26.31%
Profitability Welcome State Bank
Welcome, MN
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5-Year Return on Average Assets 1.75%
Net Income 991.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 2.53%
Overhead Efficiency Ratio 51.29%
Return on Assets 2.29%
Return on Equity 19.25%