B
Welcome State Bank
WelcomeMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Welcome State Bank
Welcome, MN
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 10.00
Stability Index 6.30
Company Info Welcome State Bank
Welcome, MN
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FDIC Number 11417
Phone Number (507) 728-8251
Website secure.welcomestatebank.com
Asset Quality Welcome State Bank
Welcome, MN
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1-Year Asset Growth 8.46%
5-Year Asset Growth 5.79%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Welcome State Bank
Welcome, MN
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Total Assets 43.82M
Total Deposits 38.34M
Capital and Reserves Welcome State Bank
Welcome, MN
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Capital 5.33M
Leverage Ratio 12.31
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio 19.72
Liquidity Welcome State Bank
Welcome, MN
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Hot Money Ratio 11.98%
Liquidity Ratio 25.29%
Profitability Welcome State Bank
Welcome, MN
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5-Year Return on Average Assets 1.75%
Net Income 837.00K
Net Interest Spread 4.76%
Operating Profit to Average Assets 2.81%
Overhead Efficiency Ratio 45.81%
Return on Assets 2.61%
Return on Equity 22.05%