B
Welcome State Bank
Welcome,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Welcome State Bank
Welcome, MN
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 5.70
Company Info Welcome State Bank
Welcome, MN
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FDIC Number 11417
Phone Number (507) 728-8251
Website secure.welcomestatebank.com
Asset Quality Welcome State Bank
Welcome, MN
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1-Year Asset Growth 3.39%
5-Year Asset Growth 5.18%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Welcome State Bank
Welcome, MN
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Total Assets 44.28M
Total Deposits 38.05M
Capital and Reserves Welcome State Bank
Welcome, MN
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Capital 5.73M
Leverage Ratio 12.81
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio --
Liquidity Welcome State Bank
Welcome, MN
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Hot Money Ratio 16.35%
Liquidity Ratio 24.02%
Profitability Welcome State Bank
Welcome, MN
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5-Year Return on Average Assets 1.82%
Net Income 651.00K
Net Interest Spread 4.60%
Operating Profit to Average Assets 3.35%
Overhead Efficiency Ratio 40.45%
Return on Assets 2.94%
Return on Equity 23.20%