B
Bank of Yazoo City
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Yazoo City
Yazoo City, MS
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Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 4.20
Stability Index 5.90
Company Info Bank of Yazoo City
Yazoo City, MS
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FDIC Number 11431
Phone Number (662) 746-5421
Website www.bankofyazoo.com
Asset Quality Bank of Yazoo City
Yazoo City, MS
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1-Year Asset Growth -0.82%
5-Year Asset Growth 2.91%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.05%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Yazoo City
Yazoo City, MS
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Total Assets 318.23M
Total Deposits 280.74M
Capital and Reserves Bank of Yazoo City
Yazoo City, MS
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Capital 34.93M
Leverage Ratio 12.00
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity Bank of Yazoo City
Yazoo City, MS
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Hot Money Ratio 19.28%
Liquidity Ratio 24.09%
Profitability Bank of Yazoo City
Yazoo City, MS
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5-Year Return on Average Assets 0.69%
Net Income 1.57M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 65.68%
Return on Assets 0.97%
Return on Equity 9.15%