C
The Jefferson Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Jefferson Bank
Greenville, MS
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 7.60
Stability Index 4.30
Company Info The Jefferson Bank
Greenville, MS
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FDIC Number 11445
Phone Number (662) 332-7545
Website www.thejeffersonbank.com
Asset Quality The Jefferson Bank
Greenville, MS
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1-Year Asset Growth 16.58%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.42%
Non-Performing Loans to Loans 0.38%
Balance Sheet The Jefferson Bank
Greenville, MS
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Total Assets 210.78M
Total Deposits 174.82M
Capital and Reserves The Jefferson Bank
Greenville, MS
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Capital 35.08M
Leverage Ratio 16.65
Loan Loss Reserves to Loans 4.60%
Risk-Based Capital Ratio 18.93
Liquidity The Jefferson Bank
Greenville, MS
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Hot Money Ratio 54.18%
Liquidity Ratio 18.12%
Profitability The Jefferson Bank
Greenville, MS
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5-Year Return on Average Assets 1.96%
Net Income 2.25M
Net Interest Spread 5.24%
Operating Profit to Average Assets 2.95%
Overhead Efficiency Ratio 41.14%
Return on Assets 2.14%
Return on Equity 13.20%