C
The Jefferson Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Jefferson Bank
Greenville, MS
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 1.20
Profitability Index 3.90
Stability Index 8.20
Company Info The Jefferson Bank
Greenville, MS
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FDIC Number 11445
Phone Number (662) 332-7545
Website www.thejeffersonbank.com
Asset Quality The Jefferson Bank
Greenville, MS
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1-Year Asset Growth 13.93%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 1.48%
Non-Performing Loans to Loans 0.49%
Balance Sheet The Jefferson Bank
Greenville, MS
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Total Assets 195.56M
Total Deposits 161.49M
Capital and Reserves The Jefferson Bank
Greenville, MS
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Capital 33.14M
Leverage Ratio 17.99
Loan Loss Reserves to Loans 5.98%
Risk-Based Capital Ratio 21.89
Liquidity The Jefferson Bank
Greenville, MS
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Hot Money Ratio 44.37%
Liquidity Ratio 34.54%
Profitability The Jefferson Bank
Greenville, MS
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5-Year Return on Average Assets 1.91%
Net Income 2.13M
Net Interest Spread 4.84%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 64.14%
Return on Assets 1.18%
Return on Equity 6.54%