C
The Jefferson Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Jefferson Bank
Greenville, MS
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 8.00
Stability Index 4.30
Company Info The Jefferson Bank
Greenville, MS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 11445
Phone Number (662) 332-7545
Website www.thejeffersonbank.com
Asset Quality The Jefferson Bank
Greenville, MS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.85%
5-Year Asset Growth 7.54%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.47%
Non-Performing Loans to Loans 0.16%
Balance Sheet The Jefferson Bank
Greenville, MS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 182.54M
Total Deposits 147.89M
Capital and Reserves The Jefferson Bank
Greenville, MS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 33.73M
Leverage Ratio 19.08
Loan Loss Reserves to Loans 5.04%
Risk-Based Capital Ratio 21.29
Liquidity The Jefferson Bank
Greenville, MS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 46.52%
Liquidity Ratio 19.68%
Profitability The Jefferson Bank
Greenville, MS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.91%
Net Income 2.69M
Net Interest Spread 5.06%
Operating Profit to Average Assets 2.75%
Overhead Efficiency Ratio 44.63%
Return on Assets 2.03%
Return on Equity 11.12%