C
The Jefferson Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Jefferson Bank
Greenville, MS
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 6.80
Stability Index 4.30
Company Info The Jefferson Bank
Greenville, MS
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FDIC Number 11445
Phone Number (662) 332-7545
Website www.thejeffersonbank.com
Asset Quality The Jefferson Bank
Greenville, MS
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1-Year Asset Growth -1.39%
5-Year Asset Growth 7.48%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.24%
Non-Performing Loans to Loans 0.27%
Balance Sheet The Jefferson Bank
Greenville, MS
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Total Assets 165.70M
Total Deposits 133.36M
Capital and Reserves The Jefferson Bank
Greenville, MS
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Capital 31.43M
Leverage Ratio 19.13
Loan Loss Reserves to Loans 5.34%
Risk-Based Capital Ratio 21.47
Liquidity The Jefferson Bank
Greenville, MS
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Hot Money Ratio 49.85%
Liquidity Ratio 16.03%
Profitability The Jefferson Bank
Greenville, MS
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5-Year Return on Average Assets 1.87%
Net Income 937.00K
Net Interest Spread 5.33%
Operating Profit to Average Assets 2.94%
Overhead Efficiency Ratio 45.35%
Return on Assets 2.16%
Return on Equity 12.16%