Unity Bank of Mississippi
| Weiss Ratings |
Unity Bank of Mississippi
Holly Springs, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 2.70 | |||
| Company Info |
Unity Bank of Mississippi
Holly Springs, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 11446 | |||
| Phone Number | (662) 252-1341 | |||
| Website | www.unityms.bank | |||
| Asset Quality |
Unity Bank of Mississippi
Holly Springs, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.11% | |||
| 5-Year Asset Growth | 29.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 1.82% | |||
| Non-Performing Loans to Capital | 14.84% | |||
| Non-Performing Loans to Loans | 3.29% | |||
| Balance Sheet |
Unity Bank of Mississippi
Holly Springs, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 286.72M | |||
| Total Deposits | 252.08M | |||
| Capital and Reserves |
Unity Bank of Mississippi
Holly Springs, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.17M | |||
| Leverage Ratio | 10.54 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Unity Bank of Mississippi
Holly Springs, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.21% | |||
| Liquidity Ratio | 8.40% | |||
| Profitability |
Unity Bank of Mississippi
Holly Springs, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 458.00K | |||
| Net Interest Spread | 2.67% | |||
| Operating Profit to Average Assets | 0.05% | |||
| Overhead Efficiency Ratio | 98.20% | |||
| Return on Assets | 0.16% | |||
| Return on Equity | 2.64% | |||