Unity Bank of Mississippi
| Weiss Ratings |
Unity Bank of Mississippi
Holly Springs, MS |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 2.90 | |||
| Company Info |
Unity Bank of Mississippi
Holly Springs, MS |
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| FDIC Number | 11446 | |||
| Phone Number | (662) 252-1341 | |||
| Website | www.unityms.bank | |||
| Asset Quality |
Unity Bank of Mississippi
Holly Springs, MS |
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| 1-Year Asset Growth | -1.23% | |||
| 5-Year Asset Growth | 29.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 1.80% | |||
| Non-Performing Loans to Capital | 4.39% | |||
| Non-Performing Loans to Loans | 1.13% | |||
| Balance Sheet |
Unity Bank of Mississippi
Holly Springs, MS |
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| Total Assets | 281.78M | |||
| Total Deposits | 248.18M | |||
| Capital and Reserves |
Unity Bank of Mississippi
Holly Springs, MS |
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| Capital | 20.02M | |||
| Leverage Ratio | 11.04 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Unity Bank of Mississippi
Holly Springs, MS |
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| Hot Money Ratio | 19.91% | |||
| Liquidity Ratio | 5.73% | |||
| Profitability |
Unity Bank of Mississippi
Holly Springs, MS |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 617.00K | |||
| Net Interest Spread | 3.02% | |||
| Operating Profit to Average Assets | 0.43% | |||
| Overhead Efficiency Ratio | 86.22% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 6.40% | |||