Unity Bank of Mississippi
| Weiss Ratings |
Unity Bank of Mississippi
Holly Springs, MS |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 2.30 | |||
| Company Info |
Unity Bank of Mississippi
Holly Springs, MS |
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| FDIC Number | 11446 | |||
| Phone Number | (662) 252-1341 | |||
| Website | www.unityms.bank | |||
| Asset Quality |
Unity Bank of Mississippi
Holly Springs, MS |
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| 1-Year Asset Growth | 1.51% | |||
| 5-Year Asset Growth | 36.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 5.77% | |||
| Non-Performing Loans to Loans | 1.39% | |||
| Balance Sheet |
Unity Bank of Mississippi
Holly Springs, MS |
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| Total Assets | 285.27M | |||
| Total Deposits | 259.79M | |||
| Capital and Reserves |
Unity Bank of Mississippi
Holly Springs, MS |
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| Capital | 16.76M | |||
| Leverage Ratio | 10.51 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Unity Bank of Mississippi
Holly Springs, MS |
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| Hot Money Ratio | 19.04% | |||
| Liquidity Ratio | 11.45% | |||
| Profitability |
Unity Bank of Mississippi
Holly Springs, MS |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 210.00K | |||
| Net Interest Spread | 2.58% | |||
| Operating Profit to Average Assets | 0.00% | |||
| Overhead Efficiency Ratio | 99.95% | |||
| Return on Assets | 0.14% | |||
| Return on Equity | 2.52% | |||