Unity Bank of Mississippi
| Weiss Ratings |
Unity Bank of Mississippi
Holly Springs, MS |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 2.30 | |||
| Company Info |
Unity Bank of Mississippi
Holly Springs, MS |
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| FDIC Number | 11446 | |||
| Phone Number | (662) 252-1341 | |||
| Website | www.unityms.bank | |||
| Asset Quality |
Unity Bank of Mississippi
Holly Springs, MS |
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| 1-Year Asset Growth | 1.45% | |||
| 5-Year Asset Growth | 36.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 2.56% | |||
| Non-Performing Loans to Loans | 0.90% | |||
| Balance Sheet |
Unity Bank of Mississippi
Holly Springs, MS |
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| Total Assets | 291.08M | |||
| Total Deposits | 270.93M | |||
| Capital and Reserves |
Unity Bank of Mississippi
Holly Springs, MS |
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| Capital | 16.57M | |||
| Leverage Ratio | 10.17 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Unity Bank of Mississippi
Holly Springs, MS |
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| Hot Money Ratio | 18.37% | |||
| Liquidity Ratio | 12.51% | |||
| Profitability |
Unity Bank of Mississippi
Holly Springs, MS |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 103.00K | |||
| Net Interest Spread | 2.47% | |||
| Operating Profit to Average Assets | -0.07% | |||
| Overhead Efficiency Ratio | 102.50% | |||
| Return on Assets | 0.14% | |||
| Return on Equity | 2.48% | |||