B
Century Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Century Bank
Lucedale, MS
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Rating B
Asset Quality Index 5.10
Capitalization Index 8.30
Liquidity Index 2.40
Profitability Index 5.30
Stability Index 6.20
Company Info Century Bank
Lucedale, MS
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FDIC Number 11448
Phone Number (601) 947-3418
Website www.centurybank.net
Asset Quality Century Bank
Lucedale, MS
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1-Year Asset Growth 4.03%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 6.26%
Non-Performing Loans to Loans 1.35%
Balance Sheet Century Bank
Lucedale, MS
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Total Assets 551.72M
Total Deposits 497.32M
Capital and Reserves Century Bank
Lucedale, MS
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Capital 49.73M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity Century Bank
Lucedale, MS
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Hot Money Ratio 23.97%
Liquidity Ratio 21.31%
Profitability Century Bank
Lucedale, MS
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5-Year Return on Average Assets 1.00%
Net Income 6.15M
Net Interest Spread 4.20%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 68.96%
Return on Assets 1.10%
Return on Equity 13.34%