B
Century Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Century Bank
Lucedale, MS
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 5.80
Capitalization Index 8.10
Liquidity Index 2.70
Profitability Index 5.20
Stability Index 6.30
Company Info Century Bank
Lucedale, MS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 11448
Phone Number (601) 947-3418
Website www.centurybank.net
Asset Quality Century Bank
Lucedale, MS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.13%
5-Year Asset Growth 11.84%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 3.10%
Non-Performing Loans to Loans 1.26%
Balance Sheet Century Bank
Lucedale, MS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 550.82M
Total Deposits 496.32M
Capital and Reserves Century Bank
Lucedale, MS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 49.00M
Leverage Ratio 9.74
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity Century Bank
Lucedale, MS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 24.02%
Liquidity Ratio 24.75%
Profitability Century Bank
Lucedale, MS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.00%
Net Income 4.44M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 68.09%
Return on Assets 1.06%
Return on Equity 13.15%