Mid America Bank
Major Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) and a capital leverage ratio of 10.8. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.1 has resulted in Excellent (9.5) profitability.
Other Rating Factors:
A current level of 5.5 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (7.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (18%), comm re (17%), securities (13%), cash (12%), comm loans (12%), home eq lns (2%), consumer loans (1%), other (25%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Friendship Bancshares, Inc.
Investment Rating
--
Address
1200 West Stadium Blvd
Jefferson City, MO 65109
Jefferson City, MO 65109
Phone Number
(573) 606-6363
Year Founded
1914
FDIC Number
Website
Largest Affiliates
Chillicothe, MO
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Bank