C
The Peoples Bank
PrattKS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples Bank
Pratt, KS
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Rating C
Asset Quality Index 5.30
Capitalization Index 6.50
Liquidity Index 1.60
Profitability Index 5.40
Stability Index 5.00
Company Info The Peoples Bank
Pratt, KS
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FDIC Number 1147
Phone Number (620) 672-5611
Website www.bellebank.com
Asset Quality The Peoples Bank
Pratt, KS
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1-Year Asset Growth 5.64%
5-Year Asset Growth 8.36%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 1.16%
Non-Performing Loans to Capital 3.33%
Non-Performing Loans to Loans 0.65%
Balance Sheet The Peoples Bank
Pratt, KS
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Total Assets 543.54M
Total Deposits 502.91M
Capital and Reserves The Peoples Bank
Pratt, KS
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Capital 36.78M
Leverage Ratio 8.52
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 16.18
Liquidity The Peoples Bank
Pratt, KS
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Hot Money Ratio 29.02%
Liquidity Ratio 24.88%
Profitability The Peoples Bank
Pratt, KS
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5-Year Return on Average Assets 1.85%
Net Income 5.93M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 60.83%
Return on Assets 1.45%
Return on Equity 22.89%