B
Homestead Bank
CozadNE
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Homestead Bank
Cozad, NE
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 7.60
Stability Index 5.70
Company Info Homestead Bank
Cozad, NE
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FDIC Number 11482
Phone Number (308) 784-2000
Website www.homestead.bank
Asset Quality Homestead Bank
Cozad, NE
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1-Year Asset Growth 2.61%
5-Year Asset Growth 15.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.02%
Non-Performing Loans to Loans 0.18%
Balance Sheet Homestead Bank
Cozad, NE
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Total Assets 521.78M
Total Deposits 399.75M
Capital and Reserves Homestead Bank
Cozad, NE
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Capital 94.92M
Leverage Ratio 17.95
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Homestead Bank
Cozad, NE
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Hot Money Ratio 15.93%
Liquidity Ratio 15.61%
Profitability Homestead Bank
Cozad, NE
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5-Year Return on Average Assets 1.27%
Net Income 8.16M
Net Interest Spread 3.96%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 52.86%
Return on Assets 1.57%
Return on Equity 9.15%