B
Homestead Bank
CozadNE
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Homestead Bank
Cozad, NE
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 7.40
Stability Index 6.30
Company Info Homestead Bank
Cozad, NE
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FDIC Number 11482
Phone Number (308) 784-2000
Website www.homestead.bank
Asset Quality Homestead Bank
Cozad, NE
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1-Year Asset Growth 2.32%
5-Year Asset Growth 17.64%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.01%
Non-Performing Loans to Loans 0.20%
Balance Sheet Homestead Bank
Cozad, NE
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Total Assets 514.47M
Total Deposits 394.83M
Capital and Reserves Homestead Bank
Cozad, NE
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Capital 92.27M
Leverage Ratio 18.04
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Homestead Bank
Cozad, NE
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Hot Money Ratio 16.63%
Liquidity Ratio 22.05%
Profitability Homestead Bank
Cozad, NE
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5-Year Return on Average Assets 1.27%
Net Income 5.86M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 53.45%
Return on Assets 1.51%
Return on Equity 8.90%